If you are searching for the IFSC code of Indian Bank, WASHIM branch in WASHIM, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IDIB000W508. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the WASHIM branch, and detailed step-by-step guides for using the IFSC IDIB000W508 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000W508 is the IFSC of Indian Bank's WASHIM branch. The format is fixed: IDIB = bank code, 0 = reserved, 00W508 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Washim branch in Washim, Maharashtra is part of this network and uses the IFSC code IDIB000W508 for all electronic settlement.
Washim branch overview
Located at SHOP NO 89 10 C WING PATNI COMMERCIAL COMPLEX RISOD ROAD WASHIM 444501 POST TEHSIL BLOCK WASHIM RISOD ROAD WASHIM WASHIM PIN 444501, the Washim branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000W508 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Washim |
| IFSC Code | IDIB000W508 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 89 10 C WING PATNI COMMERCIAL COMPLEX RISOD ROAD WASHIM 444501 POST TEHSIL BLOCK WASHIM RISOD ROAD WASHIM WASHIM PIN 444501 |
| City | Washim |
| District | Washim |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9503781314 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's WASHIM branch came to be assigned the code IDIB000W508.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000W508, money simply cannot be routed to the WASHIM branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Washim branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000W508 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000W508
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000W508 across all three.
NEFT to Indian Bank, WASHIM using IFSC IDIB000W508
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000W508, and confirm that the system picks up Indian Bank – WASHIM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000W508
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – WASHIM, ensure your bank's portal accepts IFSC IDIB000W508 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank WASHIM (IFSC IDIB000W508)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000W508 in your mobile or internet banking app, and the money is credited to the WASHIM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000W508 for Indian Bank – WASHIM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000W508 | Yes – IDIB000W508 | Yes – IDIB000W508 |
For most retail customers crediting the Washim branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's WASHIM branch, the IFSC IDIB000W508 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Washim branch is mapped to IFSC IDIB000W508 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000W508.
Products and services
Customers walking into the Washim branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000W508
Online banking and IFSC IDIB000W508
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the WASHIM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000W508 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Washim branch
The branch is located at SHOP NO 89 10 C WING PATNI COMMERCIAL COMPLEX RISOD ROAD WASHIM 444501 POST TEHSIL BLOCK WASHIM RISOD ROAD WASHIM WASHIM PIN 444501, which puts it inside Washim, the broader Washim district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Washim branch” — the verified location pin for IFSC IDIB000W508 should appear at the top of the results.
- Confirm the branch is open by calling 91-9503781314 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000W508 and your account number.
Common mistakes to avoid when using IFSC IDIB000W508
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – WASHIM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000W508. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Washim are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000W508 continue to work without interruption.
Verifying IFSC IDIB000W508 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000W508 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9503781314.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankWashim Branch
SHOP NO 89 10 C WING PATNI COMMERCIAL COMPLEX RISOD ROAD WASHIM 444501 POST TEHSIL BLOCK WASHIM RISOD ROAD WASHIM WASHIM PIN 444501
Washim, Maharashtra
Phone: 91-9503781314
IFSC: IDIB000W508
Frequently asked questions
Is IFSC IDIB000W508 the same for all accounts at Washim branch?
Yes. The IFSC IDIB000W508 is shared by every account held at Indian Bank's Washim branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Washim branch?
The IFSC code of Indian Bank, Washim branch is IDIB000W508. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Washim as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000W508, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Washim branch but serve different purposes.
Where is Indian Bank Washim branch located?
Indian Bank's Washim branch is located at SHOP NO 89 10 C WING PATNI COMMERCIAL COMPLEX RISOD ROAD WASHIM 444501 POST TEHSIL BLOCK WASHIM RISOD ROAD WASHIM WASHIM PIN 444501, Washim, Maharashtra.
What is the phone number of Indian Bank Washim branch?
You can reach the branch at 91-9503781314 during regular banking hours.
Final notes
To recap: IDIB000W508 is the IFSC code of Indian Bank, WASHIM branch, in WASHIM, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
