Use this page as a one-stop reference for everything related to Indian Bank's WALAJAPET branch in WALAJAPET, TAMIL NADU. The branch's IFSC code IDIB000W010 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – WALAJAPET is IDIB000W010. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00W010 map to this branch in WALAJAPET, TAMIL NADU.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Walajapet branch — IFSC IDIB000W010 — extends the bank's services to customers in and around Walajapet, Tamil Nadu.
Walajapet branch overview
Located at 18 TRUNK ROAD WALAJAPET WALAJAPET PIN 632513, the Walajapet branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000W010 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Walajapet |
| IFSC Code | IDIB000W010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 18 TRUNK ROAD WALAJAPET WALAJAPET PIN 632513 |
| City | Walajapet |
| District | Ranipet |
| State | Tamil Nadu |
| STD Code | 4172 |
| Phone | 232549 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including WALAJAPET of Indian Bank — its own 11-character IFSC. The code IDIB000W010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000W010 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Walajapet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000W010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000W010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000W010 across all three.
NEFT to Indian Bank, WALAJAPET using IFSC IDIB000W010
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000W010, and confirm that the system picks up Indian Bank – WALAJAPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to WALAJAPET
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's WALAJAPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000W010 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank WALAJAPET (IFSC IDIB000W010)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000W010 in your mobile or internet banking app, and the money is credited to the WALAJAPET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000W010 for Indian Bank – WALAJAPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000W010 | Yes – IDIB000W010 | Yes – IDIB000W010 |
For most retail customers crediting the Walajapet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000W010
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – WALAJAPET is still mapped to IFSC IDIB000W010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000W010 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Walajapet branch is mapped to IFSC IDIB000W010 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000W010.
Banking services available
The Walajapet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4172-232549.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000W010
Online banking and IFSC IDIB000W010
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the WALAJAPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000W010 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Walajapet branch sits at 18 TRUNK ROAD WALAJAPET WALAJAPET PIN 632513. If you are travelling from outside Walajapet, search for the branch on a maps application using the bank name and locality, or call 4172-232549 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000W010 and your account number.
Common mistakes to avoid when using IFSC IDIB000W010
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – WALAJAPET, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000W010. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Walajapet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000W010, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000W010 for Indian Bank – WALAJAPET, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankWalajapet Branch
18 TRUNK ROAD WALAJAPET WALAJAPET PIN 632513
Walajapet, Tamil Nadu
Phone: 4172-232549
IFSC: IDIB000W010
Frequently asked questions
How quickly will an NEFT transfer using IDIB000W010 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Walajapet reflect within 30 minutes.
Is IFSC IDIB000W010 the same for all accounts at Walajapet branch?
Yes. The IFSC IDIB000W010 is shared by every account held at Indian Bank's Walajapet branch. Only the account number changes from customer to customer.
Where is Indian Bank Walajapet branch located?
Indian Bank's Walajapet branch is located at 18 TRUNK ROAD WALAJAPET WALAJAPET PIN 632513, Walajapet, Tamil Nadu.
How do I add Indian Bank Walajapet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000W010, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Indian Bank Walajapet branch?
You can reach the branch at 4172-232549 during regular banking hours.
Does Indian Bank Walajapet branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4172-232549 to confirm.
Is IFSC IDIB000W010 valid for NEFT and RTGS?
Yes. IFSC IDIB000W010 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000W010 is the IFSC code of Indian Bank, WALAJAPET branch, in WALAJAPET, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
