Use this page as a one-stop reference for everything related to Indian Bank's WADONA RAMNATH branch in WADHONA RAMNATH, MAHARASHTRA. The branch's IFSC code IDIB000W502 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000W502 is the IFSC of Indian Bank's WADONA RAMNATH branch. The format is fixed: IDIB = bank code, 0 = reserved, 00W502 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Wadona Ramnath branch in Wadhona Ramnath. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000W502.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Wadona Ramnath |
| IFSC Code | IDIB000W502 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST WADHONA RAMNATH TAH NANDGAON KHANDESWAR DIST AMRAVATI WADHONA RAMNATH WADHONA RAMNATH NANDGAON KHANDESHWAR PIN 444701 |
| City | Wadhona Ramnath |
| District | Amravati |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9418014381 |
About this branch
The branch is located at AT POST WADHONA RAMNATH TAH NANDGAON KHANDESWAR DIST AMRAVATI WADHONA RAMNATH WADHONA RAMNATH NANDGAON KHANDESHWAR PIN 444701. It serves the Wadhona Ramnath region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000W502 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's WADONA RAMNATH branch came to be assigned the code IDIB000W502.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000W502, money simply cannot be routed to the WADONA RAMNATH branch electronically.
Products and account variants supported
Every account opened at the Wadona Ramnath branch is mapped to IFSC IDIB000W502 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000W502.
Products and services
Customers walking into the Wadona Ramnath branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000W502
How to transfer money using IFSC IDIB000W502
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000W502 across all three.
How to use IFSC IDIB000W502 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's WADONA RAMNATH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000W502.
- Confirm the bank name auto-populates as Indian Bank and the branch as WADONA RAMNATH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to WADONA RAMNATH
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's WADONA RAMNATH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000W502 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank WADONA RAMNATH (IFSC IDIB000W502)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000W502 in your mobile or internet banking app, and the money is credited to the WADONA RAMNATH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000W502 for Indian Bank – WADONA RAMNATH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000W502 | Yes – IDIB000W502 | Yes – IDIB000W502 |
For most retail customers crediting the Wadona Ramnath branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's WADONA RAMNATH branch, the IFSC IDIB000W502 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Wadona Ramnath branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000W502 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Wadona Ramnath branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000W502 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000W502
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – WADONA RAMNATH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000W502. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Wadona Ramnath branch
The branch is located at AT POST WADHONA RAMNATH TAH NANDGAON KHANDESWAR DIST AMRAVATI WADHONA RAMNATH WADHONA RAMNATH NANDGAON KHANDESHWAR PIN 444701, which puts it inside Wadhona Ramnath, the broader Amravati district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Wadona Ramnath branch” — the verified location pin for IFSC IDIB000W502 should appear at the top of the results.
- Confirm the branch is open by calling 91-9418014381 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000W502 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000W502 for Indian Bank – WADONA RAMNATH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Wadona Ramnath are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000W502 continue to work without interruption.
Branch address & contact
Indian BankWadona Ramnath Branch
AT POST WADHONA RAMNATH TAH NANDGAON KHANDESWAR DIST AMRAVATI WADHONA RAMNATH WADHONA RAMNATH NANDGAON KHANDESHWAR PIN 444701
Wadhona Ramnath, Maharashtra
Phone: 91-9418014381
IFSC: IDIB000W502
Frequently asked questions
How quickly will an NEFT transfer using IDIB000W502 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Wadona Ramnath reflect within 30 minutes.
Where is Indian Bank Wadona Ramnath branch located?
Indian Bank's Wadona Ramnath branch is located at AT POST WADHONA RAMNATH TAH NANDGAON KHANDESWAR DIST AMRAVATI WADHONA RAMNATH WADHONA RAMNATH NANDGAON KHANDESHWAR PIN 444701, Wadhona Ramnath, Maharashtra.
Does Indian Bank Wadona Ramnath branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9418014381 to confirm.
What is the phone number of Indian Bank Wadona Ramnath branch?
You can reach the branch at 91-9418014381 during regular banking hours.
Can I use IFSC IDIB000W502 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000W502 to send funds instantly.
Is IFSC IDIB000W502 valid for NEFT and RTGS?
Yes. IFSC IDIB000W502 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000W502 the same for all accounts at Wadona Ramnath branch?
Yes. The IFSC IDIB000W502 is shared by every account held at Indian Bank's Wadona Ramnath branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000W502 belongs to Indian Bank's WADONA RAMNATH branch, located at AT POST WADHONA RAMNATH TAH NANDGAON KHANDESWAR DIST AMRAVATI WADHONA… in WADHONA RAMNATH, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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