If you are searching for the IFSC code of Indian Bank, RAMAKRISHNA MISSION ASHRAM branch in VIVEKANANDA SARANI, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000R083. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAMAKRISHNA MISSION ASHRAM branch, and detailed step-by-step guides for using the IFSC IDIB000R083 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000R083 is the IFSC of Indian Bank's RAMAKRISHNA MISSION ASHRAM branch. The format is fixed: IDIB = bank code, 0 = reserved, 00R083 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ramakrishna Mission Ashram branch — IFSC IDIB000R083 — extends the bank's services to customers in and around Vivekananda Sarani, West Bengal.
About the Ramakrishna Mission Ashram branch
The Ramakrishna Mission Ashram branch of Indian Bank is situated at RAMKRISHNA MISSION COMPOUND SEN RELEIGH ROAD VIVEKANANDA SARANI ASANSOL PIN 713305. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000R083 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ramakrishna Mission Ashram |
| IFSC Code | IDIB000R083 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RAMKRISHNA MISSION COMPOUND SEN RELEIGH ROAD VIVEKANANDA SARANI ASANSOL PIN 713305 |
| City | Vivekananda Sarani |
| District | Paschim Barddhaman |
| State | West Bengal |
| STD Code | 341 |
| Phone | 2257534 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's RAMAKRISHNA MISSION ASHRAM branch came to be assigned the code IDIB000R083.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000R083, money simply cannot be routed to the RAMAKRISHNA MISSION ASHRAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000R083 and the account number together uniquely identify the Ramakrishna Mission Ashram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000R083
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R083 across all three.
How to use IFSC IDIB000R083 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's RAMAKRISHNA MISSION ASHRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000R083.
- Confirm the bank name auto-populates as Indian Bank and the branch as RAMAKRISHNA MISSION ASHRAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000R083
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – RAMAKRISHNA MISSION ASHRAM, ensure your bank's portal accepts IFSC IDIB000R083 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank RAMAKRISHNA MISSION ASHRAM (IFSC IDIB000R083)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000R083 in your mobile or internet banking app, and the money is credited to the RAMAKRISHNA MISSION ASHRAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000R083 for Indian Bank – RAMAKRISHNA MISSION ASHRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000R083 | Yes – IDIB000R083 | Yes – IDIB000R083 |
For most retail customers crediting the Ramakrishna Mission Ashram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's RAMAKRISHNA MISSION ASHRAM branch, the IFSC IDIB000R083 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ramakrishna Mission Ashram branch is mapped to IFSC IDIB000R083 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000R083.
Banking services available
The Ramakrishna Mission Ashram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 341-2257534.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000R083
Digital banking channels
Most day-to-day work that customers used to do at the Ramakrishna Mission Ashram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000R083 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ramakrishna Mission Ashram branch
The branch is located at RAMKRISHNA MISSION COMPOUND SEN RELEIGH ROAD VIVEKANANDA SARANI ASANSOL PIN 713305, which puts it inside Vivekananda Sarani, the broader Paschim Barddhaman district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Ramakrishna Mission Ashram branch” — the verified location pin for IFSC IDIB000R083 should appear at the top of the results.
- Confirm the branch is open by calling 341-2257534 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000R083 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – RAMAKRISHNA MISSION ASHRAM:
- The IFSC is exactly IDIB000R083 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and RAMAKRISHNA MISSION ASHRAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Ramakrishna Mission Ashram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000R083 continue to work without interruption.
Verifying IFSC IDIB000R083 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000R083 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 341-2257534.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankRamakrishna Mission Ashram Branch
RAMKRISHNA MISSION COMPOUND SEN RELEIGH ROAD VIVEKANANDA SARANI ASANSOL PIN 713305
Vivekananda Sarani, West Bengal
Phone: 341-2257534
IFSC: IDIB000R083
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ramakrishna Mission Ashram branch but serve different purposes.
Is IFSC IDIB000R083 valid for NEFT and RTGS?
Yes. IFSC IDIB000R083 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Ramakrishna Mission Ashram branch?
The IFSC code of Indian Bank, Ramakrishna Mission Ashram branch is IDIB000R083. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000R083 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ramakrishna Mission Ashram reflect within 30 minutes.
Is IFSC IDIB000R083 the same for all accounts at Ramakrishna Mission Ashram branch?
Yes. The IFSC IDIB000R083 is shared by every account held at Indian Bank's Ramakrishna Mission Ashram branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Ramakrishna Mission Ashram branch?
You can reach the branch at 341-2257534 during regular banking hours.
How do I add Indian Bank Ramakrishna Mission Ashram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000R083, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Indian Bank Ramakrishna Mission Ashram branch located?
Indian Bank's Ramakrishna Mission Ashram branch is located at RAMKRISHNA MISSION COMPOUND SEN RELEIGH ROAD VIVEKANANDA SARANI ASANSOL PIN 713305, Vivekananda Sarani, West Bengal.
Final notes
To recap: IDIB000R083 is the IFSC code of Indian Bank, RAMAKRISHNA MISSION ASHRAM branch, in VIVEKANANDA SARANI, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
