This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, VINNAMANGALAM branch in VELLORE. The 11-digit IFSC IDIB000V072 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the VINNAMANGALAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000V072 is the IFSC of Indian Bank's VINNAMANGALAM branch. The format is fixed: IDIB = bank code, 0 = reserved, 00V072 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Vinnamangalam |
| IFSC Code | IDIB000V072 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SANJAY GANDHI STREET VINNAMANGALAM VELLORE VINNAMANGALAM PIN 635807 |
| City | Vellore |
| District | Tirupathur |
| State | Tamil Nadu |
| STD Code | 4174 |
| Phone | 258238 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Vinnamangalam branch in Vellore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000V072.
Vinnamangalam branch overview
Located at SANJAY GANDHI STREET VINNAMANGALAM VELLORE VINNAMANGALAM PIN 635807, the Vinnamangalam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000V072 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VINNAMANGALAM of Indian Bank — its own 11-character IFSC. The code IDIB000V072 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000V072 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000V072
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V072 across all three.
NEFT to Indian Bank, VINNAMANGALAM using IFSC IDIB000V072
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000V072, and confirm that the system picks up Indian Bank – VINNAMANGALAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000V072
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – VINNAMANGALAM, ensure your bank's portal accepts IFSC IDIB000V072 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank VINNAMANGALAM (IFSC IDIB000V072)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000V072 in your mobile or internet banking app, and the money is credited to the VINNAMANGALAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Vinnamangalam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000V072:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at VINNAMANGALAM is still linked to IFSC IDIB000V072.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000V072
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – VINNAMANGALAM is still mapped to IFSC IDIB000V072. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000V072 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Vinnamangalam branch is mapped to IFSC IDIB000V072 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000V072.
Products and services
Customers walking into the Vinnamangalam branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000V072
MICR & cheque-truncation details
Cheques drawn on the Vinnamangalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000V072 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000V072
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the VINNAMANGALAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000V072 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VINNAMANGALAM:
- The IFSC is exactly IDIB000V072 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and VINNAMANGALAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Vinnamangalam branch sits at SANJAY GANDHI STREET VINNAMANGALAM VELLORE VINNAMANGALAM PIN 635807. If you are travelling from outside Vellore, search for the branch on a maps application using the bank name and locality, or call 4174-258238 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000V072 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000V072 for Indian Bank – VINNAMANGALAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vinnamangalam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000V072, however, work 24x7.
Branch address & contact
Indian BankVinnamangalam Branch
SANJAY GANDHI STREET VINNAMANGALAM VELLORE VINNAMANGALAM PIN 635807
Vellore, Tamil Nadu
Phone: 4174-258238
IFSC: IDIB000V072
Frequently asked questions
What is the phone number of Indian Bank Vinnamangalam branch?
You can reach the branch at 4174-258238 during regular banking hours.
What is the IFSC code of Indian Bank Vinnamangalam branch?
The IFSC code of Indian Bank, Vinnamangalam branch is IDIB000V072. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000V072 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Vinnamangalam reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vinnamangalam branch but serve different purposes.
How do I add Indian Bank Vinnamangalam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000V072, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000V072 the same for all accounts at Vinnamangalam branch?
Yes. The IFSC IDIB000V072 is shared by every account held at Indian Bank's Vinnamangalam branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000V072 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000V072 to send funds instantly.
Summary
The IFSC code IDIB000V072 belongs to Indian Bank's VINNAMANGALAM branch, located at SANJAY GANDHI STREET VINNAMANGALAM VELLORE VINNAMANGALAM PIN 635807 in VELLORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
