IFSC Code of Indian Bank, Govt.Vellore.Medical.College. Adukkambarai Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Indian Bank's GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI branch in VELLORE, TAMIL NADU. The branch's IFSC code IDIB000G070 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI is IDIB000G070. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00G070 map to this branch in VELLORE, TAMIL NADU.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Govt.Vellore.Medical.College. Adukkambarai branch — IFSC IDIB000G070 — extends the bank's services to customers in and around Vellore, Tamil Nadu.

Branch details at a glance

About this branch

The branch is located at GOVT VELLORE MEDICAL COLLEGE ADUKKAMBARAI VELLORE VELLORE PIN 632011. It serves the Vellore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G070 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI branch came to be assigned the code IDIB000G070.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000G070, money simply cannot be routed to the GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI branch electronically.

Account types you can open at the Govt.Vellore.Medical.College. Adukkambarai branch

Once you have an account at Indian Bank – GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI, the IFSC IDIB000G070 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Govt.Vellore.Medical.College. Adukkambarai branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000G070

How to transfer money using IFSC IDIB000G070

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G070 across all three.

NEFT to Indian Bank, GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI using IFSC IDIB000G070

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000G070, and confirm that the system picks up Indian Bank – GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G070 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI (IFSC IDIB000G070)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G070 in your mobile or internet banking app, and the money is credited to the GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Govt.Vellore.Medical.College. Adukkambarai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000G070:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI is still linked to IFSC IDIB000G070.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000G070

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI is still mapped to IFSC IDIB000G070. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000G070 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Govt.Vellore.Medical.College. Adukkambarai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000G070 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Govt.Vellore.Medical.College. Adukkambarai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G070 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IDIB000G070

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IDIB000G070.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Govt.Vellore.Medical.College. Adukkambarai branch

The branch is located at GOVT VELLORE MEDICAL COLLEGE ADUKKAMBARAI VELLORE VELLORE PIN 632011, which puts it inside Vellore, the broader Vellore district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Govt.Vellore.Medical.College. Adukkambarai branch” — the verified location pin for IFSC IDIB000G070 should appear at the top of the results.
2. Confirm the branch is open by calling 416-2261111 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G070 and your account number.

Verifying IFSC IDIB000G070 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G070 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 416-2261111.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Govt.Vellore.Medical.College. Adukkambarai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000G070, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000G070 belongs to Indian Bank's GOVT.VELLORE.MEDICAL.COLLEGE. ADUKKAMBARAI branch, located at GOVT VELLORE MEDICAL COLLEGE ADUKKAMBARAI VELLORE VELLORE PIN 632011 in VELLORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.