IFSC Code of Indian Bank, Vasundhra Awas Vikas Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Indian Bank's VASUNDHRA AWAS VIKAS branch in VASUNDHARA, UTTAR PRADESH. The branch's IFSC code IDIB000V515 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – VASUNDHRA AWAS VIKAS is IDIB000V515. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00V515 map to this branch in VASUNDHARA, UTTAR PRADESH.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vasundhra Awas Vikas branch — IFSC IDIB000V515 — extends the bank's services to customers in and around Vasundhara, Uttar Pradesh.

Branch details at a glance

About this branch

The branch is located at VASUNDHARA AVAS VIKAS COLONY GTROAD C25 SECTOR15 VASUNDHARA VASUNDHARA PIN 201012. It serves the Vasundhara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000V515 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's VASUNDHRA AWAS VIKAS branch came to be assigned the code IDIB000V515.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000V515, money simply cannot be routed to the VASUNDHRA AWAS VIKAS branch electronically.

Products and account variants supported

Every account opened at the Vasundhra Awas Vikas branch is mapped to IFSC IDIB000V515 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000V515.

Banking services available

The Vasundhra Awas Vikas branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9716021224.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000V515

How to transfer money using IFSC IDIB000V515

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V515 across all three.

How to use IFSC IDIB000V515 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's VASUNDHRA AWAS VIKAS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000V515.
4. Confirm the bank name auto-populates as Indian Bank and the branch as VASUNDHRA AWAS VIKAS.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VASUNDHRA AWAS VIKAS

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's VASUNDHRA AWAS VIKAS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000V515 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank VASUNDHRA AWAS VIKAS (IFSC IDIB000V515)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000V515 in your mobile or internet banking app, and the money is credited to the VASUNDHRA AWAS VIKAS branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vasundhra Awas Vikas

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000V515:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VASUNDHRA AWAS VIKAS is still linked to IFSC IDIB000V515.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's VASUNDHRA AWAS VIKAS branch, the IFSC IDIB000V515 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Vasundhra Awas Vikas branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000V515 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000V515 and the account number together uniquely identify the Vasundhra Awas Vikas branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VASUNDHRA AWAS VIKAS:

• The IFSC is exactly IDIB000V515 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and VASUNDHRA AWAS VIKAS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vasundhra Awas Vikas branch sits at VASUNDHARA AVAS VIKAS COLONY GTROAD C25 SECTOR15 VASUNDHARA VASUNDHARA PIN 201012. If you are travelling from outside Vasundhara, search for the branch on a maps application using the bank name and locality, or call 91-9716021224 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000V515 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000V515 for Indian Bank – VASUNDHRA AWAS VIKAS, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vasundhra Awas Vikas are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000V515 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000V515 belongs to Indian Bank's VASUNDHRA AWAS VIKAS branch, located at VASUNDHARA AVAS VIKAS COLONY GTROAD C25 SECTOR15 VASUNDHARA VASUNDHARA PIN… in VASUNDHARA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.