Below are the complete branch details for Indian Bank, UJJANA branch, located in UJJANA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000U515. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000U515 for Indian Bank – UJJANA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's UJJANA branch, the IFSC IDIB000U515 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00U515 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ujjana branch in Ujjana, Haryana is part of this network and uses the IFSC code IDIB000U515 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Ujjana |
| IFSC Code | IDIB000U515 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR HCTM AMBALA ROAD 5TH MILE STONE UJJANA KULTARAN PIN 136027 |
| City | Ujjana |
| District | Kaithal |
| State | Haryana |
| STD Code | 91 |
| Phone | 8168124029 |
About this branch
The branch is located at NEAR HCTM AMBALA ROAD 5TH MILE STONE UJJANA KULTARAN PIN 136027. It serves the Ujjana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000U515 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's UJJANA branch came to be assigned the code IDIB000U515.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000U515, money simply cannot be routed to the UJJANA branch electronically.
Account types you can open at the Ujjana branch
Once you have an account at Indian Bank – UJJANA, the IFSC IDIB000U515 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ujjana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8168124029.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000U515
How to transfer money using IFSC IDIB000U515
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000U515 across all three.
NEFT to Indian Bank, UJJANA using IFSC IDIB000U515
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000U515, and confirm that the system picks up Indian Bank – UJJANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to UJJANA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's UJJANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000U515 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – UJJANA, use IMPS. With IFSC IDIB000U515 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000U515 for Indian Bank – UJJANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000U515 | Yes – IDIB000U515 | Yes – IDIB000U515 |
For most retail customers crediting the Ujjana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000U515
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – UJJANA is still mapped to IFSC IDIB000U515. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000U515 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ujjana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000U515 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000U515 and the account number together uniquely identify the Ujjana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – UJJANA:
- The IFSC is exactly IDIB000U515 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and UJJANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ujjana branch sits at NEAR HCTM AMBALA ROAD 5TH MILE STONE UJJANA KULTARAN PIN 136027. If you are travelling from outside Ujjana, search for the branch on a maps application using the bank name and locality, or call 91-8168124029 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000U515 and your account number.
Verifying IFSC IDIB000U515 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000U515 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8168124029.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ujjana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000U515 continue to work without interruption.
Branch address & contact
Indian BankUjjana Branch
NEAR HCTM AMBALA ROAD 5TH MILE STONE UJJANA KULTARAN PIN 136027
Ujjana, Haryana
Phone: 91-8168124029
IFSC: IDIB000U515
Frequently asked questions
How do I add Indian Bank Ujjana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000U515, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Ujjana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8168124029 to confirm.
How quickly will an NEFT transfer using IDIB000U515 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Ujjana reflect within 30 minutes.
Is IFSC IDIB000U515 valid for NEFT and RTGS?
Yes. IFSC IDIB000U515 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Ujjana branch located?
Indian Bank's Ujjana branch is located at NEAR HCTM AMBALA ROAD 5TH MILE STONE UJJANA KULTARAN PIN 136027, Ujjana, Haryana.
Is IFSC IDIB000U515 the same for all accounts at Ujjana branch?
Yes. The IFSC IDIB000U515 is shared by every account held at Indian Bank's Ujjana branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ujjana branch but serve different purposes.
Summary
The IFSC code IDIB000U515 belongs to Indian Bank's UJJANA branch, located at NEAR HCTM AMBALA ROAD 5TH MILE STONE UJJANA KULTARAN PIN 136027 in UJJANA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
