IFSC Code of Indian Bank, Naugawan Thaggu Branch, Uttarakhand

Use this page as a one-stop reference for everything related to Indian Bank's NAUGAWAN THAGGU branch in UDHAM SINGH NAGAR, UTTARAKHAND. The branch's IFSC code IDIB000N559 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Indian Bank's NAUGAWAN THAGGU branch, the IFSC IDIB000N559 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00N559 identifies this particular branch.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Naugawan Thaggu branch — IFSC IDIB000N559 — extends the bank's services to customers in and around Udham Singh Nagar, Uttarakhand.

Branch details at a glance

About the Naugawan Thaggu branch

The Naugawan Thaggu branch of Indian Bank is situated at VILL P O NAUGAWAN THAGGU BLOCK KHATIMA PILIBHIT ROAD TEHSIL KHATIMA KHATIMA PIN 262308. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000N559 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's NAUGAWAN THAGGU branch came to be assigned the code IDIB000N559.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000N559, money simply cannot be routed to the NAUGAWAN THAGGU branch electronically.

Products and account variants supported

Every account opened at the Naugawan Thaggu branch is mapped to IFSC IDIB000N559 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000N559.

Products and services

Customers walking into the Naugawan Thaggu branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000N559

How to transfer money using IFSC IDIB000N559

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000N559 across all three.

How to use IFSC IDIB000N559 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's NAUGAWAN THAGGU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000N559.
4. Confirm the bank name auto-populates as Indian Bank and the branch as NAUGAWAN THAGGU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to NAUGAWAN THAGGU

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's NAUGAWAN THAGGU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000N559 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank NAUGAWAN THAGGU (IFSC IDIB000N559)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000N559 in your mobile or internet banking app, and the money is credited to the NAUGAWAN THAGGU branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Naugawan Thaggu

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000N559:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAUGAWAN THAGGU is still linked to IFSC IDIB000N559.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's NAUGAWAN THAGGU branch, the IFSC IDIB000N559 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IDIB000N559

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the NAUGAWAN THAGGU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000N559 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000N559 and the account number together uniquely identify the Naugawan Thaggu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – NAUGAWAN THAGGU:

• The IFSC is exactly IDIB000N559 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and NAUGAWAN THAGGU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Naugawan Thaggu branch sits at VILL P O NAUGAWAN THAGGU BLOCK KHATIMA PILIBHIT ROAD TEHSIL KHATIMA KHATIMA PIN 262308. If you are travelling from outside Udham Singh Nagar, search for the branch on a maps application using the bank name and locality, or call 91-8755295823 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000N559 and your account number.

Verifying IFSC IDIB000N559 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000N559 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8755295823.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Naugawan Thaggu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000N559, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000N559 belongs to Indian Bank's NAUGAWAN THAGGU branch, located at VILL P O NAUGAWAN THAGGU BLOCK KHATIMA PILIBHIT ROAD TEHSIL KHATIMA KHATIMA … in UDHAM SINGH NAGAR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.