Below are the complete branch details for Indian Bank, THUVERANKURICHI branch, located in TRICHY, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000T172. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000T172 for Indian Bank – THUVERANKURICHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – THUVERANKURICHI is IDIB000T172. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00T172 map to this branch in TRICHY, TAMIL NADU.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Thuverankurichi branch in Trichy. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000T172.
Thuverankurichi branch overview
Located at SHARFUDEEN TOWERS DOOR NO 11 CHRISTIAN STREET THUVERANKURICHI PIN 621314, the Thuverankurichi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000T172 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Thuverankurichi |
| IFSC Code | IDIB000T172 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHARFUDEEN TOWERS DOOR NO 11 CHRISTIAN STREET THUVERANKURICHI PIN 621314 |
| City | Trichy |
| District | Trichy |
| State | Tamil Nadu |
| STD Code | 4332 |
| Phone | 255355 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's THUVERANKURICHI branch came to be assigned the code IDIB000T172.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T172, money simply cannot be routed to the THUVERANKURICHI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Thuverankurichi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T172 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000T172
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T172 across all three.
How to use IFSC IDIB000T172 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's THUVERANKURICHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000T172.
- Confirm the bank name auto-populates as Indian Bank and the branch as THUVERANKURICHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THUVERANKURICHI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's THUVERANKURICHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T172 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank THUVERANKURICHI (IFSC IDIB000T172)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T172 in your mobile or internet banking app, and the money is credited to the THUVERANKURICHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T172 for Indian Bank – THUVERANKURICHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T172 | Yes – IDIB000T172 | Yes – IDIB000T172 |
For most retail customers crediting the Thuverankurichi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T172
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – THUVERANKURICHI is still mapped to IFSC IDIB000T172. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T172 and the beneficiary's account number to complete the transfer.
Account types you can open at the Thuverankurichi branch
Once you have an account at Indian Bank – THUVERANKURICHI, the IFSC IDIB000T172 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thuverankurichi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4332-255355.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T172
Digital banking channels
Most day-to-day work that customers used to do at the Thuverankurichi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000T172 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Thuverankurichi branch sits at SHARFUDEEN TOWERS DOOR NO 11 CHRISTIAN STREET THUVERANKURICHI PIN 621314. If you are travelling from outside Trichy, search for the branch on a maps application using the bank name and locality, or call 4332-255355 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T172 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – THUVERANKURICHI:
- The IFSC is exactly IDIB000T172 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and THUVERANKURICHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thuverankurichi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000T172, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000T172 for Indian Bank – THUVERANKURICHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankThuverankurichi Branch
SHARFUDEEN TOWERS DOOR NO 11 CHRISTIAN STREET THUVERANKURICHI PIN 621314
Trichy, Tamil Nadu
Phone: 4332-255355
IFSC: IDIB000T172
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thuverankurichi branch but serve different purposes.
Does Indian Bank Thuverankurichi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4332-255355 to confirm.
How quickly will an NEFT transfer using IDIB000T172 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Thuverankurichi reflect within 30 minutes.
What is the phone number of Indian Bank Thuverankurichi branch?
You can reach the branch at 4332-255355 during regular banking hours.
Is IFSC IDIB000T172 the same for all accounts at Thuverankurichi branch?
Yes. The IFSC IDIB000T172 is shared by every account held at Indian Bank's Thuverankurichi branch. Only the account number changes from customer to customer.
Is IFSC IDIB000T172 valid for NEFT and RTGS?
Yes. IFSC IDIB000T172 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Thuverankurichi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T172, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000T172 belongs to Indian Bank's THUVERANKURICHI branch, located at SHARFUDEEN TOWERS DOOR NO 11 CHRISTIAN STREET THUVERANKURICHI PIN 621314 in TRICHY, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
