Below are the complete branch details for Indian Bank, BUDAMANGALAM branch, located in TIRUVARUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000B064. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000B064 for Indian Bank – BUDAMANGALAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's BUDAMANGALAM branch, the IFSC IDIB000B064 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00B064 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Budamangalam branch in Tiruvarur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000B064.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Budamangalam |
| IFSC Code | IDIB000B064 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1/260 NEW STREET BUDAMANGALAM BUDAMANGALAM POST KOOTHANALLUR TK PIN 610102 |
| City | Tiruvarur |
| District | Tiruvarur |
| State | Tamil Nadu |
| STD Code | 4367 |
| Phone | 232414 |
Budamangalam branch overview
Located at 1/260 NEW STREET BUDAMANGALAM BUDAMANGALAM POST KOOTHANALLUR TK PIN 610102, the Budamangalam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000B064 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUDAMANGALAM of Indian Bank — its own 11-character IFSC. The code IDIB000B064 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000B064 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Budamangalam branch is mapped to IFSC IDIB000B064 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000B064.
Products and services
Customers walking into the Budamangalam branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000B064
How to transfer money using IFSC IDIB000B064
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000B064 across all three.
How to use IFSC IDIB000B064 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's BUDAMANGALAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000B064.
- Confirm the bank name auto-populates as Indian Bank and the branch as BUDAMANGALAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BUDAMANGALAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's BUDAMANGALAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000B064 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank BUDAMANGALAM (IFSC IDIB000B064)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000B064 in your mobile or internet banking app, and the money is credited to the BUDAMANGALAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000B064 for Indian Bank – BUDAMANGALAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000B064 | Yes – IDIB000B064 | Yes – IDIB000B064 |
For most retail customers crediting the Budamangalam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000B064
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – BUDAMANGALAM is still mapped to IFSC IDIB000B064. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000B064 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000B064
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the BUDAMANGALAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000B064 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Budamangalam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000B064 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – BUDAMANGALAM:
- The IFSC is exactly IDIB000B064 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and BUDAMANGALAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Budamangalam branch
The branch is located at 1/260 NEW STREET BUDAMANGALAM BUDAMANGALAM POST KOOTHANALLUR TK PIN 610102, which puts it inside Tiruvarur, the broader Tiruvarur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Budamangalam branch” — the verified location pin for IFSC IDIB000B064 should appear at the top of the results.
- Confirm the branch is open by calling 4367-232414 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000B064 and your account number.
Verifying IFSC IDIB000B064 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000B064 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4367-232414.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Budamangalam branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000B064, however, work 24x7.
Branch address & contact
Indian BankBudamangalam Branch
1/260 NEW STREET BUDAMANGALAM BUDAMANGALAM POST KOOTHANALLUR TK PIN 610102
Tiruvarur, Tamil Nadu
Phone: 4367-232414
IFSC: IDIB000B064
Frequently asked questions
How quickly will an NEFT transfer using IDIB000B064 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Budamangalam reflect within 30 minutes.
Is IFSC IDIB000B064 the same for all accounts at Budamangalam branch?
Yes. The IFSC IDIB000B064 is shared by every account held at Indian Bank's Budamangalam branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Budamangalam branch?
The IFSC code of Indian Bank, Budamangalam branch is IDIB000B064. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000B064 valid for NEFT and RTGS?
Yes. IFSC IDIB000B064 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Indian Bank Budamangalam branch?
You can reach the branch at 4367-232414 during regular banking hours.
How do I add Indian Bank Budamangalam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000B064, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDIB000B064 is the IFSC code of Indian Bank, BUDAMANGALAM branch, in TIRUVARUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
