IFSC Code of Indian Bank, Microsate Tiruvallur Branch, Tamil Nadu

If you are searching for the IFSC code of Indian Bank, MICROSATE TIRUVALLUR branch in TIRUVALLUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000M192. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MICROSATE TIRUVALLUR branch, and detailed step-by-step guides for using the IFSC IDIB000M192 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000M192 is the IFSC of Indian Bank's MICROSATE TIRUVALLUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00M192 = branch identifier.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Microsate Tiruvallur branch — IFSC IDIB000M192 — extends the bank's services to customers in and around Tiruvallur, Tamil Nadu.

Branch details at a glance

Microsate Tiruvallur branch overview

Located at 210/4 CV NAIDU SALAI TIRUVALLUR TIRUVALLUR PIN 602001, the Microsate Tiruvallur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000M192 is required for all interbank electronic transfers routed through this branch.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MICROSATE TIRUVALLUR of Indian Bank — its own 11-character IFSC. The code IDIB000M192 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000M192 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Microsate Tiruvallur branch is mapped to IFSC IDIB000M192 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000M192.

Products and services

Customers walking into the Microsate Tiruvallur branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000M192

How to transfer money using IFSC IDIB000M192

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M192 across all three.

How to use IFSC IDIB000M192 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's MICROSATE TIRUVALLUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IDIB000M192.
4. Confirm the bank name auto-populates as Indian Bank and the branch as MICROSATE TIRUVALLUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MICROSATE TIRUVALLUR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's MICROSATE TIRUVALLUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000M192 while initiating the transfer and the credit will appear within minutes.

IMPS to Indian Bank MICROSATE TIRUVALLUR (IFSC IDIB000M192)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M192 in your mobile or internet banking app, and the money is credited to the MICROSATE TIRUVALLUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000M192 for Indian Bank – MICROSATE TIRUVALLUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Microsate Tiruvallur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000M192

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – MICROSATE TIRUVALLUR is still mapped to IFSC IDIB000M192. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000M192 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000M192

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the MICROSATE TIRUVALLUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M192 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Microsate Tiruvallur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M192 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – MICROSATE TIRUVALLUR:

• The IFSC is exactly IDIB000M192 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and MICROSATE TIRUVALLUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Microsate Tiruvallur branch

The branch is located at 210/4 CV NAIDU SALAI TIRUVALLUR TIRUVALLUR PIN 602001, which puts it inside Tiruvallur, the broader Tiruvallur district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Indian Bank Microsate Tiruvallur branch” — the verified location pin for IFSC IDIB000M192 should appear at the top of the results.
2. Confirm the branch is open by calling 44-27661444 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M192 and your account number.

Verifying IFSC IDIB000M192 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M192 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-27661444.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Microsate Tiruvallur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M192 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000M192 belongs to Indian Bank's MICROSATE TIRUVALLUR branch, located at 210/4 CV NAIDU SALAI TIRUVALLUR TIRUVALLUR PIN 602001 in TIRUVALLUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.