Below are the complete branch details for Indian Bank, TIRUTTANI branch, located in TIRUTTANI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000T082. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000T082 for Indian Bank – TIRUTTANI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – TIRUTTANI is IDIB000T082. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00T082 map to this branch in TIRUTTANI, TAMIL NADU.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tiruttani branch — IFSC IDIB000T082 — extends the bank's services to customers in and around Tiruttani, Tamil Nadu.
About the Tiruttani branch
The Tiruttani branch of Indian Bank is situated at 149 MPSSALAI TIRUTTANI TIRUTTANI PIN 631209. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T082 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Tiruttani |
| IFSC Code | IDIB000T082 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 149 MPSSALAI TIRUTTANI TIRUTTANI PIN 631209 |
| City | Tiruttani |
| District | Tiruvallur |
| State | Tamil Nadu |
| STD Code | 44 |
| Phone | 27885332 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's TIRUTTANI branch came to be assigned the code IDIB000T082.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T082, money simply cannot be routed to the TIRUTTANI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Tiruttani branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T082 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000T082
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T082 across all three.
NEFT to Indian Bank, TIRUTTANI using IFSC IDIB000T082
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T082, and confirm that the system picks up Indian Bank – TIRUTTANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000T082
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – TIRUTTANI, ensure your bank's portal accepts IFSC IDIB000T082 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – TIRUTTANI, use IMPS. With IFSC IDIB000T082 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T082 for Indian Bank – TIRUTTANI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T082 | Yes – IDIB000T082 | Yes – IDIB000T082 |
For most retail customers crediting the Tiruttani branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T082
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – TIRUTTANI is still mapped to IFSC IDIB000T082. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T082 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tiruttani branch is mapped to IFSC IDIB000T082 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T082.
Banking services available
The Tiruttani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-27885332.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T082
Online banking and IFSC IDIB000T082
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the TIRUTTANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T082 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Tiruttani branch
The branch is located at 149 MPSSALAI TIRUTTANI TIRUTTANI PIN 631209, which puts it inside Tiruttani, the broader Tiruvallur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Tiruttani branch” — the verified location pin for IFSC IDIB000T082 should appear at the top of the results.
- Confirm the branch is open by calling 44-27885332 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000T082 and your account number.
Common mistakes to avoid when using IFSC IDIB000T082
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – TIRUTTANI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T082. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Tiruttani are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T082 continue to work without interruption.
Verifying IFSC IDIB000T082 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T082 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-27885332.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankTiruttani Branch
149 MPSSALAI TIRUTTANI TIRUTTANI PIN 631209
Tiruttani, Tamil Nadu
Phone: 44-27885332
IFSC: IDIB000T082
Frequently asked questions
Is IFSC IDIB000T082 the same for all accounts at Tiruttani branch?
Yes. The IFSC IDIB000T082 is shared by every account held at Indian Bank's Tiruttani branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Tiruttani branch?
The IFSC code of Indian Bank, Tiruttani branch is IDIB000T082. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tiruttani branch but serve different purposes.
Is IFSC IDIB000T082 valid for NEFT and RTGS?
Yes. IFSC IDIB000T082 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Tiruttani branch located?
Indian Bank's Tiruttani branch is located at 149 MPSSALAI TIRUTTANI TIRUTTANI PIN 631209, Tiruttani, Tamil Nadu.
Can I use IFSC IDIB000T082 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T082 to send funds instantly.
Final notes
To recap: IDIB000T082 is the IFSC code of Indian Bank, TIRUTTANI branch, in TIRUTTANI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
