Use this page as a one-stop reference for everything related to Indian Bank's TIBBI branch in TIBBI, HIMACHAL PRADESH. The branch's IFSC code IDIB000T569 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000T569 is the IFSC of Indian Bank's TIBBI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00T569 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tibbi branch — IFSC IDIB000T569 — extends the bank's services to customers in and around Tibbi, Himachal Pradesh.
About the Tibbi branch
The Tibbi branch of Indian Bank is situated at VILLAGE TIBBI TIBBI TIBBI KUTHERA PIN 177020. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T569 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Tibbi |
| IFSC Code | IDIB000T569 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE TIBBI TIBBI TIBBI KUTHERA PIN 177020 |
| City | Tibbi |
| District | Hamirpur |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 9817415600 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's TIBBI branch came to be assigned the code IDIB000T569.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T569, money simply cannot be routed to the TIBBI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000T569 and the account number together uniquely identify the Tibbi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000T569
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T569 across all three.
How to use IFSC IDIB000T569 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's TIBBI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000T569.
- Confirm the bank name auto-populates as Indian Bank and the branch as TIBBI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to TIBBI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's TIBBI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T569 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank TIBBI (IFSC IDIB000T569)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T569 in your mobile or internet banking app, and the money is credited to the TIBBI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T569 for Indian Bank – TIBBI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T569 | Yes – IDIB000T569 | Yes – IDIB000T569 |
For most retail customers crediting the Tibbi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T569
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – TIBBI is still mapped to IFSC IDIB000T569. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T569 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tibbi branch is mapped to IFSC IDIB000T569 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T569.
Banking services available
The Tibbi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9817415600.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T569
Digital banking channels
Most day-to-day work that customers used to do at the Tibbi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000T569 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Tibbi branch
The branch is located at VILLAGE TIBBI TIBBI TIBBI KUTHERA PIN 177020, which puts it inside Tibbi, the broader Hamirpur district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Tibbi branch” — the verified location pin for IFSC IDIB000T569 should appear at the top of the results.
- Confirm the branch is open by calling 91-9817415600 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000T569 and your account number.
Common mistakes to avoid when using IFSC IDIB000T569
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – TIBBI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T569. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tibbi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000T569, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000T569 for Indian Bank – TIBBI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankTibbi Branch
VILLAGE TIBBI TIBBI TIBBI KUTHERA PIN 177020
Tibbi, Himachal Pradesh
Phone: 91-9817415600
IFSC: IDIB000T569
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tibbi branch but serve different purposes.
What is the IFSC code of Indian Bank Tibbi branch?
The IFSC code of Indian Bank, Tibbi branch is IDIB000T569. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000T569 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Tibbi reflect within 30 minutes.
What is the phone number of Indian Bank Tibbi branch?
You can reach the branch at 91-9817415600 during regular banking hours.
Does Indian Bank Tibbi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9817415600 to confirm.
Is IFSC IDIB000T569 valid for NEFT and RTGS?
Yes. IFSC IDIB000T569 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000T569 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T569 to send funds instantly.
Summary
The IFSC code IDIB000T569 belongs to Indian Bank's TIBBI branch, located at VILLAGE TIBBI TIBBI TIBBI KUTHERA PIN 177020 in TIBBI, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
