Use this page as a one-stop reference for everything related to Indian Bank's THONDAWADA branch in THONDAWADA, ANDHRA PRADESH. The branch's IFSC code IDIB000T152 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's THONDAWADA branch, the IFSC IDIB000T152 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00T152 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Thondawada branch in Thondawada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000T152.
About this branch
The branch is located at ARUNA COLONY P N ROAD THONDAWADA CHANDRAGIRI MANDAL PIN 517505. It serves the Thondawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000T152 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Thondawada |
| IFSC Code | IDIB000T152 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ARUNA COLONY P N ROAD THONDAWADA CHANDRAGIRI MANDAL PIN 517505 |
| City | Thondawada |
| District | Chittoor |
| State | Andhra Pradesh |
| STD Code | 877 |
| Phone | 2276656 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THONDAWADA of Indian Bank — its own 11-character IFSC. The code IDIB000T152 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000T152 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Thondawada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T152 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000T152
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T152 across all three.
NEFT to Indian Bank, THONDAWADA using IFSC IDIB000T152
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T152, and confirm that the system picks up Indian Bank – THONDAWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000T152
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – THONDAWADA, ensure your bank's portal accepts IFSC IDIB000T152 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank THONDAWADA (IFSC IDIB000T152)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T152 in your mobile or internet banking app, and the money is credited to the THONDAWADA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Thondawada
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000T152:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THONDAWADA is still linked to IFSC IDIB000T152.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000T152
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – THONDAWADA is still mapped to IFSC IDIB000T152. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T152 and the beneficiary's account number to complete the transfer.
Account types you can open at the Thondawada branch
Once you have an account at Indian Bank – THONDAWADA, the IFSC IDIB000T152 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Thondawada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 877-2276656.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T152
Online banking and IFSC IDIB000T152
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the THONDAWADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T152 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Thondawada branch sits at ARUNA COLONY P N ROAD THONDAWADA CHANDRAGIRI MANDAL PIN 517505. If you are travelling from outside Thondawada, search for the branch on a maps application using the bank name and locality, or call 877-2276656 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T152 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – THONDAWADA:
- The IFSC is exactly IDIB000T152 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and THONDAWADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thondawada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000T152, however, work 24x7.
Verifying IFSC IDIB000T152 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T152 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 877-2276656.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankThondawada Branch
ARUNA COLONY P N ROAD THONDAWADA CHANDRAGIRI MANDAL PIN 517505
Thondawada, Andhra Pradesh
Phone: 877-2276656
IFSC: IDIB000T152
Frequently asked questions
Can I use IFSC IDIB000T152 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T152 to send funds instantly.
Does Indian Bank Thondawada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 877-2276656 to confirm.
Is IFSC IDIB000T152 the same for all accounts at Thondawada branch?
Yes. The IFSC IDIB000T152 is shared by every account held at Indian Bank's Thondawada branch. Only the account number changes from customer to customer.
Is IFSC IDIB000T152 valid for NEFT and RTGS?
Yes. IFSC IDIB000T152 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Thondawada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T152, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thondawada branch but serve different purposes.
Where is Indian Bank Thondawada branch located?
Indian Bank's Thondawada branch is located at ARUNA COLONY P N ROAD THONDAWADA CHANDRAGIRI MANDAL PIN 517505, Thondawada, Andhra Pradesh.
What is the phone number of Indian Bank Thondawada branch?
You can reach the branch at 877-2276656 during regular banking hours.
Summary
The IFSC code IDIB000T152 belongs to Indian Bank's THONDAWADA branch, located at ARUNA COLONY P N ROAD THONDAWADA CHANDRAGIRI MANDAL PIN 517505 in THONDAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
