IFSC Code of Indian Bank, Sri Ramachandra University Porur Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Indian Bank's SRI RAMACHANDRA UNIVERSITY PORUR branch in THIRUVALLUR, TAMIL NADU. The branch's IFSC code IDIB000S180 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000S180 is the IFSC of Indian Bank's SRI RAMACHANDRA UNIVERSITY PORUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S180 = branch identifier.

Branch details at a glance

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sri Ramachandra University Porur branch — IFSC IDIB000S180 — extends the bank's services to customers in and around Thiruvallur, Tamil Nadu.

About this branch

The branch is located at SRI RAMACHANDRA HOSPITAL COMPLEX RAMACHANDRA NAGAR THIRUVALLUR SRU CAMPUS PIN 600116. It serves the Thiruvallur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S180 is used to identify this branch on the RBI payments network.

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SRI RAMACHANDRA UNIVERSITY PORUR of Indian Bank — its own 11-character IFSC. The code IDIB000S180 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S180 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IDIB000S180

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S180 across all three.

NEFT to Indian Bank, SRI RAMACHANDRA UNIVERSITY PORUR using IFSC IDIB000S180

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S180, and confirm that the system picks up Indian Bank – SRI RAMACHANDRA UNIVERSITY PORUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SRI RAMACHANDRA UNIVERSITY PORUR

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SRI RAMACHANDRA UNIVERSITY PORUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S180 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – SRI RAMACHANDRA UNIVERSITY PORUR, use IMPS. With IFSC IDIB000S180 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sri Ramachandra University Porur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S180:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SRI RAMACHANDRA UNIVERSITY PORUR is still linked to IFSC IDIB000S180.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IDIB000S180

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SRI RAMACHANDRA UNIVERSITY PORUR is still mapped to IFSC IDIB000S180. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S180 and the beneficiary's account number to complete the transfer.

Account types you can open at the Sri Ramachandra University Porur branch

Once you have an account at Indian Bank – SRI RAMACHANDRA UNIVERSITY PORUR, the IFSC IDIB000S180 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sri Ramachandra University Porur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-23861300.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S180

MICR & cheque-truncation details

Cheques drawn on the Sri Ramachandra University Porur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S180 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Sri Ramachandra University Porur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S180 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SRI RAMACHANDRA UNIVERSITY PORUR:

• The IFSC is exactly IDIB000S180 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and SRI RAMACHANDRA UNIVERSITY PORUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sri Ramachandra University Porur branch sits at SRI RAMACHANDRA HOSPITAL COMPLEX RAMACHANDRA NAGAR THIRUVALLUR SRU CAMPUS PIN 600116. If you are travelling from outside Thiruvallur, search for the branch on a maps application using the bank name and locality, or call 44-23861300 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S180 and your account number.

Verifying IFSC IDIB000S180 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S180 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 44-23861300.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sri Ramachandra University Porur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S180, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000S180 belongs to Indian Bank's SRI RAMACHANDRA UNIVERSITY PORUR branch, located at SRI RAMACHANDRA HOSPITAL COMPLEX RAMACHANDRA NAGAR THIRUVALLUR SRU CAMPUS PIN… in THIRUVALLUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.