Use this page as a one-stop reference for everything related to Indian Bank's THEIVANAYAGAPERI branch in THEIVANAYAGAPERI, TAMIL NADU. The branch's IFSC code IDIB000T173 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000T173 is the IFSC of Indian Bank's THEIVANAYAGAPERI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00T173 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Theivanayagaperi branch in Theivanayagaperi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000T173.
About the Theivanayagaperi branch
The Theivanayagaperi branch of Indian Bank is situated at NO 24 SOUTH NADAR STREET NEAR BUS STAND THEIVANAYAGAPERI NANGUNERI TALUK PIN 627354. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T173 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Theivanayagaperi |
| IFSC Code | IDIB000T173 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 24 SOUTH NADAR STREET NEAR BUS STAND THEIVANAYAGAPERI NANGUNERI TALUK PIN 627354 |
| City | Theivanayagaperi |
| District | Tirunelveli |
| State | Tamil Nadu |
| STD Code | 4635 |
| Phone | 258500 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's THEIVANAYAGAPERI branch came to be assigned the code IDIB000T173.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T173, money simply cannot be routed to the THEIVANAYAGAPERI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Theivanayagaperi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T173 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000T173
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T173 across all three.
How to use IFSC IDIB000T173 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's THEIVANAYAGAPERI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000T173.
- Confirm the bank name auto-populates as Indian Bank and the branch as THEIVANAYAGAPERI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000T173
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – THEIVANAYAGAPERI, ensure your bank's portal accepts IFSC IDIB000T173 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – THEIVANAYAGAPERI, use IMPS. With IFSC IDIB000T173 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Theivanayagaperi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000T173:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THEIVANAYAGAPERI is still linked to IFSC IDIB000T173.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000T173
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – THEIVANAYAGAPERI is still mapped to IFSC IDIB000T173. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T173 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Theivanayagaperi branch is mapped to IFSC IDIB000T173 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T173.
Banking services available
The Theivanayagaperi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4635-258500.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T173
Digital banking channels
Most day-to-day work that customers used to do at the Theivanayagaperi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000T173 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Theivanayagaperi branch
The branch is located at NO 24 SOUTH NADAR STREET NEAR BUS STAND THEIVANAYAGAPERI NANGUNERI TALUK PIN 627354, which puts it inside Theivanayagaperi, the broader Tirunelveli district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Theivanayagaperi branch” — the verified location pin for IFSC IDIB000T173 should appear at the top of the results.
- Confirm the branch is open by calling 4635-258500 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000T173 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – THEIVANAYAGAPERI:
- The IFSC is exactly IDIB000T173 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and THEIVANAYAGAPERI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Theivanayagaperi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000T173, however, work 24x7.
Verifying IFSC IDIB000T173 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T173 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4635-258500.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankTheivanayagaperi Branch
NO 24 SOUTH NADAR STREET NEAR BUS STAND THEIVANAYAGAPERI NANGUNERI TALUK PIN 627354
Theivanayagaperi, Tamil Nadu
Phone: 4635-258500
IFSC: IDIB000T173
Frequently asked questions
What is the IFSC code of Indian Bank Theivanayagaperi branch?
The IFSC code of Indian Bank, Theivanayagaperi branch is IDIB000T173. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000T173 the same for all accounts at Theivanayagaperi branch?
Yes. The IFSC IDIB000T173 is shared by every account held at Indian Bank's Theivanayagaperi branch. Only the account number changes from customer to customer.
Is IFSC IDIB000T173 valid for NEFT and RTGS?
Yes. IFSC IDIB000T173 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Theivanayagaperi branch located?
Indian Bank's Theivanayagaperi branch is located at NO 24 SOUTH NADAR STREET NEAR BUS STAND THEIVANAYAGAPERI NANGUNERI TALUK PIN 627354, Theivanayagaperi, Tamil Nadu.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Theivanayagaperi branch but serve different purposes.
Does Indian Bank Theivanayagaperi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4635-258500 to confirm.
Summary
The IFSC code IDIB000T173 belongs to Indian Bank's THEIVANAYAGAPERI branch, located at NO 24 SOUTH NADAR STREET NEAR BUS STAND THEIVANAYAGAPERI NANGUNERI TALUK PIN… in THEIVANAYAGAPERI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
