This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, THATRA branch in THATRA. The 11-digit IFSC IDIB000T558 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the THATRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – THATRA is IDIB000T558. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00T558 map to this branch in THATRA, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Thatra |
| IFSC Code | IDIB000T558 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL THATRA KACHWA ROADTHATRA THATRA THATRA PIN 221307 |
| City | Thatra |
| District | Varanasi |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7985314727 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Thatra branch in Thatra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000T558.
Thatra branch overview
Located at VILL THATRA KACHWA ROADTHATRA THATRA THATRA PIN 221307, the Thatra branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000T558 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's THATRA branch came to be assigned the code IDIB000T558.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T558, money simply cannot be routed to the THATRA branch electronically.
How to transfer money using IFSC IDIB000T558
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T558 across all three.
NEFT to Indian Bank, THATRA using IFSC IDIB000T558
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T558, and confirm that the system picks up Indian Bank – THATRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THATRA
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's THATRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T558 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank THATRA (IFSC IDIB000T558)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T558 in your mobile or internet banking app, and the money is credited to the THATRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T558 for Indian Bank – THATRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T558 | Yes – IDIB000T558 | Yes – IDIB000T558 |
For most retail customers crediting the Thatra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's THATRA branch, the IFSC IDIB000T558 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Thatra branch is mapped to IFSC IDIB000T558 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T558.
Banking services available
The Thatra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7985314727.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T558
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000T558 and the account number together uniquely identify the Thatra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000T558
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the THATRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T558 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – THATRA:
- The IFSC is exactly IDIB000T558 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and THATRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Thatra branch
The branch is located at VILL THATRA KACHWA ROADTHATRA THATRA THATRA PIN 221307, which puts it inside Thatra, the broader Varanasi district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Thatra branch” — the verified location pin for IFSC IDIB000T558 should appear at the top of the results.
- Confirm the branch is open by calling 91-7985314727 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000T558 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000T558 for Indian Bank – THATRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thatra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000T558, however, work 24x7.
Branch address & contact
Indian BankThatra Branch
VILL THATRA KACHWA ROADTHATRA THATRA THATRA PIN 221307
Thatra, Uttar Pradesh
Phone: 91-7985314727
IFSC: IDIB000T558
Frequently asked questions
What is the IFSC code of Indian Bank Thatra branch?
The IFSC code of Indian Bank, Thatra branch is IDIB000T558. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Indian Bank Thatra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7985314727 to confirm.
Is IFSC IDIB000T558 the same for all accounts at Thatra branch?
Yes. The IFSC IDIB000T558 is shared by every account held at Indian Bank's Thatra branch. Only the account number changes from customer to customer.
How do I add Indian Bank Thatra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T558, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000T558 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Thatra reflect within 30 minutes.
Where is Indian Bank Thatra branch located?
Indian Bank's Thatra branch is located at VILL THATRA KACHWA ROADTHATRA THATRA THATRA PIN 221307, Thatra, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thatra branch but serve different purposes.
What is the phone number of Indian Bank Thatra branch?
You can reach the branch at 91-7985314727 during regular banking hours.
Summary
The IFSC code IDIB000T558 belongs to Indian Bank's THATRA branch, located at VILL THATRA KACHWA ROADTHATRA THATRA THATRA PIN 221307 in THATRA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
