Below are the complete branch details for Indian Bank, THATCHAMPATTU branch, located in THATCHAMPATTU, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000T187. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000T187 for Indian Bank – THATCHAMPATTU — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000T187 is the IFSC of Indian Bank's THATCHAMPATTU branch. The format is fixed: IDIB = bank code, 0 = reserved, 00T187 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Thatchampattu |
| IFSC Code | IDIB000T187 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 120/123 MANALURPET MAIN ROAD THATCHAMPATTU THATCHAMPATTU PIN 606811 |
| City | Thatchampattu |
| District | Tiruvannamalai |
| State | Tamil Nadu |
| STD Code | 4175 |
| Phone | 248248 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Thatchampattu branch — IFSC IDIB000T187 — extends the bank's services to customers in and around Thatchampattu, Tamil Nadu.
About this branch
The branch is located at 120/123 MANALURPET MAIN ROAD THATCHAMPATTU THATCHAMPATTU PIN 606811. It serves the Thatchampattu region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000T187 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's THATCHAMPATTU branch came to be assigned the code IDIB000T187.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T187, money simply cannot be routed to the THATCHAMPATTU branch electronically.
How to transfer money using IFSC IDIB000T187
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T187 across all three.
NEFT to Indian Bank, THATCHAMPATTU using IFSC IDIB000T187
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T187, and confirm that the system picks up Indian Bank – THATCHAMPATTU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000T187
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – THATCHAMPATTU, ensure your bank's portal accepts IFSC IDIB000T187 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank THATCHAMPATTU (IFSC IDIB000T187)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T187 in your mobile or internet banking app, and the money is credited to the THATCHAMPATTU branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T187 for Indian Bank – THATCHAMPATTU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T187 | Yes – IDIB000T187 | Yes – IDIB000T187 |
For most retail customers crediting the Thatchampattu branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T187
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – THATCHAMPATTU is still mapped to IFSC IDIB000T187. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T187 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thatchampattu branch is mapped to IFSC IDIB000T187 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T187.
Products and services
Customers walking into the Thatchampattu branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000T187
MICR & cheque-truncation details
Cheques drawn on the Thatchampattu branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T187 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000T187
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the THATCHAMPATTU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T187 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000T187
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – THATCHAMPATTU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T187. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Thatchampattu branch sits at 120/123 MANALURPET MAIN ROAD THATCHAMPATTU THATCHAMPATTU PIN 606811. If you are travelling from outside Thatchampattu, search for the branch on a maps application using the bank name and locality, or call 4175-248248 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T187 and your account number.
Verifying IFSC IDIB000T187 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T187 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4175-248248.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thatchampattu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000T187, however, work 24x7.
Branch address & contact
Indian BankThatchampattu Branch
120/123 MANALURPET MAIN ROAD THATCHAMPATTU THATCHAMPATTU PIN 606811
Thatchampattu, Tamil Nadu
Phone: 4175-248248
IFSC: IDIB000T187
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thatchampattu branch but serve different purposes.
Is IFSC IDIB000T187 valid for NEFT and RTGS?
Yes. IFSC IDIB000T187 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Thatchampattu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T187, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000T187 the same for all accounts at Thatchampattu branch?
Yes. The IFSC IDIB000T187 is shared by every account held at Indian Bank's Thatchampattu branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Thatchampattu branch?
The IFSC code of Indian Bank, Thatchampattu branch is IDIB000T187. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IDIB000T187 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Thatchampattu reflect within 30 minutes.
Can I use IFSC IDIB000T187 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T187 to send funds instantly.
Summary
The IFSC code IDIB000T187 belongs to Indian Bank's THATCHAMPATTU branch, located at 120/123 MANALURPET MAIN ROAD THATCHAMPATTU THATCHAMPATTU PIN 606811 in THATCHAMPATTU, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
