Use this page as a one-stop reference for everything related to Indian Bank's ORATHANAD branch in THANJAVUR, TAMIL NADU. The branch's IFSC code IDIB000O017 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000O017 is the IFSC of Indian Bank's ORATHANAD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00O017 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Orathanad |
| IFSC Code | IDIB000O017 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 16/25 56 OTTAI STREET THIRUVONAM ROAD ORATHANAD PIN 614625 |
| City | Thanjavur |
| District | Thanjavur |
| State | Tamil Nadu |
| STD Code | 4372 |
| Phone | 233226 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Orathanad branch in Thanjavur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000O017.
About the Orathanad branch
The Orathanad branch of Indian Bank is situated at 16/25 56 OTTAI STREET THIRUVONAM ROAD ORATHANAD PIN 614625. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000O017 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's ORATHANAD branch came to be assigned the code IDIB000O017.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000O017, money simply cannot be routed to the ORATHANAD branch electronically.
How to transfer money using IFSC IDIB000O017
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000O017 across all three.
How to use IFSC IDIB000O017 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's ORATHANAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000O017.
- Confirm the bank name auto-populates as Indian Bank and the branch as ORATHANAD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ORATHANAD
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's ORATHANAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000O017 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank ORATHANAD (IFSC IDIB000O017)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000O017 in your mobile or internet banking app, and the money is credited to the ORATHANAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000O017 for Indian Bank – ORATHANAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000O017 | Yes – IDIB000O017 | Yes – IDIB000O017 |
For most retail customers crediting the Orathanad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000O017
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – ORATHANAD is still mapped to IFSC IDIB000O017. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000O017 and the beneficiary's account number to complete the transfer.
Account types you can open at the Orathanad branch
Once you have an account at Indian Bank – ORATHANAD, the IFSC IDIB000O017 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Orathanad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4372-233226.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000O017
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000O017 and the account number together uniquely identify the Orathanad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000O017
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the ORATHANAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000O017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000O017
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – ORATHANAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000O017. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Orathanad branch
The branch is located at 16/25 56 OTTAI STREET THIRUVONAM ROAD ORATHANAD PIN 614625, which puts it inside Thanjavur, the broader Thanjavur district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Orathanad branch” — the verified location pin for IFSC IDIB000O017 should appear at the top of the results.
- Confirm the branch is open by calling 4372-233226 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000O017 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000O017 for Indian Bank – ORATHANAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Orathanad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000O017, however, work 24x7.
Branch address & contact
Indian BankOrathanad Branch
16/25 56 OTTAI STREET THIRUVONAM ROAD ORATHANAD PIN 614625
Thanjavur, Tamil Nadu
Phone: 4372-233226
IFSC: IDIB000O017
Frequently asked questions
Is IFSC IDIB000O017 the same for all accounts at Orathanad branch?
Yes. The IFSC IDIB000O017 is shared by every account held at Indian Bank's Orathanad branch. Only the account number changes from customer to customer.
Is IFSC IDIB000O017 valid for NEFT and RTGS?
Yes. IFSC IDIB000O017 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Orathanad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4372-233226 to confirm.
How quickly will an NEFT transfer using IDIB000O017 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Orathanad reflect within 30 minutes.
What is the phone number of Indian Bank Orathanad branch?
You can reach the branch at 4372-233226 during regular banking hours.
Can I use IFSC IDIB000O017 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000O017 to send funds instantly.
What is the IFSC code of Indian Bank Orathanad branch?
The IFSC code of Indian Bank, Orathanad branch is IDIB000O017. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Orathanad branch but serve different purposes.
Summary
The IFSC code IDIB000O017 belongs to Indian Bank's ORATHANAD branch, located at 16/25 56 OTTAI STREET THIRUVONAM ROAD ORATHANAD PIN 614625 in THANJAVUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
