This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, CBD BELAPUR branch in THANE. The 11-digit IFSC IDIB000C074 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the CBD BELAPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000C074 is the IFSC of Indian Bank's CBD BELAPUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00C074 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Cbd Belapur |
| IFSC Code | IDIB000C074 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO910 AND 11 BALAJI BHAVAN SECTOR 11 CBD BELAPUR NEAR RAILWAY STATION PIN 400614 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 27577344 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Cbd Belapur branch in Thane, Maharashtra is part of this network and uses the IFSC code IDIB000C074 for all electronic settlement.
About this branch
The branch is located at SHOP NO910 AND 11 BALAJI BHAVAN SECTOR 11 CBD BELAPUR NEAR RAILWAY STATION PIN 400614. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000C074 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CBD BELAPUR of Indian Bank — its own 11-character IFSC. The code IDIB000C074 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000C074 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000C074
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000C074 across all three.
NEFT to Indian Bank, CBD BELAPUR using IFSC IDIB000C074
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000C074, and confirm that the system picks up Indian Bank – CBD BELAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000C074
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – CBD BELAPUR, ensure your bank's portal accepts IFSC IDIB000C074 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – CBD BELAPUR, use IMPS. With IFSC IDIB000C074 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000C074 for Indian Bank – CBD BELAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000C074 | Yes – IDIB000C074 | Yes – IDIB000C074 |
For most retail customers crediting the Cbd Belapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000C074
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – CBD BELAPUR is still mapped to IFSC IDIB000C074. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000C074 and the beneficiary's account number to complete the transfer.
Account types you can open at the Cbd Belapur branch
Once you have an account at Indian Bank – CBD BELAPUR, the IFSC IDIB000C074 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Cbd Belapur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000C074
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000C074 and the account number together uniquely identify the Cbd Belapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000C074
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the CBD BELAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000C074 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – CBD BELAPUR:
- The IFSC is exactly IDIB000C074 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and CBD BELAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Cbd Belapur branch sits at SHOP NO910 AND 11 BALAJI BHAVAN SECTOR 11 CBD BELAPUR NEAR RAILWAY STATION PIN 400614. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 22-27577344 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000C074 and your account number.
Verifying IFSC IDIB000C074 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000C074 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-27577344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Cbd Belapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000C074, however, work 24x7.
Branch address & contact
Indian BankCbd Belapur Branch
SHOP NO910 AND 11 BALAJI BHAVAN SECTOR 11 CBD BELAPUR NEAR RAILWAY STATION PIN 400614
Thane, Maharashtra
Phone: 22-27577344
IFSC: IDIB000C074
Frequently asked questions
Where is Indian Bank Cbd Belapur branch located?
Indian Bank's Cbd Belapur branch is located at SHOP NO910 AND 11 BALAJI BHAVAN SECTOR 11 CBD BELAPUR NEAR RAILWAY STATION PIN 400614, Thane, Maharashtra.
What is the phone number of Indian Bank Cbd Belapur branch?
You can reach the branch at 22-27577344 during regular banking hours.
Is IFSC IDIB000C074 valid for NEFT and RTGS?
Yes. IFSC IDIB000C074 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Cbd Belapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-27577344 to confirm.
How do I add Indian Bank Cbd Belapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000C074, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000C074 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Cbd Belapur reflect within 30 minutes.
What is the IFSC code of Indian Bank Cbd Belapur branch?
The IFSC code of Indian Bank, Cbd Belapur branch is IDIB000C074. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000C074 belongs to Indian Bank's CBD BELAPUR branch, located at SHOP NO910 AND 11 BALAJI BHAVAN SECTOR 11 CBD BELAPUR NEAR RAILWAY STATION … in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
