Below are the complete branch details for Indian Bank, THANARPARA branch, located in THANARPARA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000T551. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000T551 for Indian Bank – THANARPARA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's THANARPARA branch, the IFSC IDIB000T551 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00T551 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Thanarpara |
| IFSC Code | IDIB000T551 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO THANARPARA THANARPARA THANARPARA PIN 741152 |
| City | Thanarpara |
| District | Nadia |
| State | West Bengal |
| STD Code | 91 |
| Phone | 8011320848 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thanarpara branch in Thanarpara, West Bengal is part of this network and uses the IFSC code IDIB000T551 for all electronic settlement.
About the Thanarpara branch
The Thanarpara branch of Indian Bank is situated at VILL PO THANARPARA THANARPARA THANARPARA PIN 741152. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T551 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THANARPARA of Indian Bank — its own 11-character IFSC. The code IDIB000T551 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000T551 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000T551
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T551 across all three.
NEFT to Indian Bank, THANARPARA using IFSC IDIB000T551
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T551, and confirm that the system picks up Indian Bank – THANARPARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000T551
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – THANARPARA, ensure your bank's portal accepts IFSC IDIB000T551 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank THANARPARA (IFSC IDIB000T551)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T551 in your mobile or internet banking app, and the money is credited to the THANARPARA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Thanarpara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000T551:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THANARPARA is still linked to IFSC IDIB000T551.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000T551
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – THANARPARA is still mapped to IFSC IDIB000T551. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T551 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thanarpara branch is mapped to IFSC IDIB000T551 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T551.
Banking services available
The Thanarpara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8011320848.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T551
MICR & cheque-truncation details
Cheques drawn on the Thanarpara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T551 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Thanarpara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000T551 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – THANARPARA:
- The IFSC is exactly IDIB000T551 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and THANARPARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Thanarpara branch sits at VILL PO THANARPARA THANARPARA THANARPARA PIN 741152. If you are travelling from outside Thanarpara, search for the branch on a maps application using the bank name and locality, or call 91-8011320848 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T551 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000T551 for Indian Bank – THANARPARA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Thanarpara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T551 continue to work without interruption.
Branch address & contact
Indian BankThanarpara Branch
VILL PO THANARPARA THANARPARA THANARPARA PIN 741152
Thanarpara, West Bengal
Phone: 91-8011320848
IFSC: IDIB000T551
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thanarpara branch but serve different purposes.
Does Indian Bank Thanarpara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8011320848 to confirm.
Is IFSC IDIB000T551 the same for all accounts at Thanarpara branch?
Yes. The IFSC IDIB000T551 is shared by every account held at Indian Bank's Thanarpara branch. Only the account number changes from customer to customer.
Is IFSC IDIB000T551 valid for NEFT and RTGS?
Yes. IFSC IDIB000T551 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Thanarpara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T551, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Thanarpara branch?
The IFSC code of Indian Bank, Thanarpara branch is IDIB000T551. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Thanarpara branch located?
Indian Bank's Thanarpara branch is located at VILL PO THANARPARA THANARPARA THANARPARA PIN 741152, Thanarpara, West Bengal.
Summary
The IFSC code IDIB000T551 belongs to Indian Bank's THANARPARA branch, located at VILL PO THANARPARA THANARPARA THANARPARA PIN 741152 in THANARPARA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
