Use this page as a one-stop reference for everything related to Indian Bank's PAVOOR CHATRAM branch in TENKASI, TAMIL NADU. The branch's IFSC code IDIB000P263 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000P263 is the IFSC of Indian Bank's PAVOOR CHATRAM branch. The format is fixed: IDIB = bank code, 0 = reserved, 00P263 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Pavoor Chatram |
| IFSC Code | IDIB000P263 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 14994/2 MAIN ROAD KAMARAJ NAGAR UNION OFFICE OPP PAVOORCHATRAM PH 04633250788 PIN 627808 |
| City | Tenkasi |
| District | Tenkasi |
| State | Tamil Nadu |
| STD Code | 4633 |
| Phone | 250788 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Pavoor Chatram branch — IFSC IDIB000P263 — extends the bank's services to customers in and around Tenkasi, Tamil Nadu.
About the Pavoor Chatram branch
The Pavoor Chatram branch of Indian Bank is situated at 14994/2 MAIN ROAD KAMARAJ NAGAR UNION OFFICE OPP PAVOORCHATRAM PH 04633250788 PIN 627808. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000P263 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PAVOOR CHATRAM of Indian Bank — its own 11-character IFSC. The code IDIB000P263 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000P263 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000P263
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000P263 across all three.
How to use IFSC IDIB000P263 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's PAVOOR CHATRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000P263.
- Confirm the bank name auto-populates as Indian Bank and the branch as PAVOOR CHATRAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PAVOOR CHATRAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's PAVOOR CHATRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000P263 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank PAVOOR CHATRAM (IFSC IDIB000P263)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000P263 in your mobile or internet banking app, and the money is credited to the PAVOOR CHATRAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pavoor Chatram
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000P263:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PAVOOR CHATRAM is still linked to IFSC IDIB000P263.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's PAVOOR CHATRAM branch, the IFSC IDIB000P263 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pavoor Chatram branch is mapped to IFSC IDIB000P263 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000P263.
Products and services
Customers walking into the Pavoor Chatram branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000P263
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000P263 and the account number together uniquely identify the Pavoor Chatram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Pavoor Chatram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000P263 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – PAVOOR CHATRAM:
- The IFSC is exactly IDIB000P263 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and PAVOOR CHATRAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pavoor Chatram branch sits at 14994/2 MAIN ROAD KAMARAJ NAGAR UNION OFFICE OPP PAVOORCHATRAM PH 04633250788 PIN 627808. If you are travelling from outside Tenkasi, search for the branch on a maps application using the bank name and locality, or call 4633-250788 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000P263 and your account number.
Verifying IFSC IDIB000P263 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000P263 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4633-250788.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pavoor Chatram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000P263 continue to work without interruption.
Branch address & contact
Indian BankPavoor Chatram Branch
14994/2 MAIN ROAD KAMARAJ NAGAR UNION OFFICE OPP PAVOORCHATRAM PH 04633250788 PIN 627808
Tenkasi, Tamil Nadu
Phone: 4633-250788
IFSC: IDIB000P263
Frequently asked questions
Is IFSC IDIB000P263 the same for all accounts at Pavoor Chatram branch?
Yes. The IFSC IDIB000P263 is shared by every account held at Indian Bank's Pavoor Chatram branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pavoor Chatram branch but serve different purposes.
How do I add Indian Bank Pavoor Chatram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000P263, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IDIB000P263 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000P263 to send funds instantly.
Where is Indian Bank Pavoor Chatram branch located?
Indian Bank's Pavoor Chatram branch is located at 14994/2 MAIN ROAD KAMARAJ NAGAR UNION OFFICE OPP PAVOORCHATRAM PH 04633250788 PIN 627808, Tenkasi, Tamil Nadu.
How quickly will an NEFT transfer using IDIB000P263 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Pavoor Chatram reflect within 30 minutes.
Final notes
To recap: IDIB000P263 is the IFSC code of Indian Bank, PAVOOR CHATRAM branch, in TENKASI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
