Below are the complete branch details for Indian Bank, TEJGARHI branch, located in TEJGARHI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000T533. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000T533 for Indian Bank – TEJGARHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000T533 is the IFSC of Indian Bank's TEJGARHI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00T533 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Tejgarhi |
| IFSC Code | IDIB000T533 |
| MICR Code | Refer to cheque leaf |
| Branch Address | E23 SHASTRI NAGAR TEJGARHI TEJGARHI TEJGARHI PIN 250005 |
| City | Tejgarhi |
| District | Meerut |
| State | Uttar Pradesh |
| STD Code | 121 |
| Phone | 2770219 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tejgarhi branch in Tejgarhi, Uttar Pradesh is part of this network and uses the IFSC code IDIB000T533 for all electronic settlement.
About this branch
The branch is located at E23 SHASTRI NAGAR TEJGARHI TEJGARHI TEJGARHI PIN 250005. It serves the Tejgarhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000T533 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEJGARHI of Indian Bank — its own 11-character IFSC. The code IDIB000T533 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000T533 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000T533
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T533 across all three.
NEFT to Indian Bank, TEJGARHI using IFSC IDIB000T533
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T533, and confirm that the system picks up Indian Bank – TEJGARHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TEJGARHI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's TEJGARHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T533 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – TEJGARHI, use IMPS. With IFSC IDIB000T533 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T533 for Indian Bank – TEJGARHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T533 | Yes – IDIB000T533 | Yes – IDIB000T533 |
For most retail customers crediting the Tejgarhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T533
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – TEJGARHI is still mapped to IFSC IDIB000T533. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T533 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Tejgarhi branch is mapped to IFSC IDIB000T533 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T533.
Banking services available
The Tejgarhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 121-2770219.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T533
MICR & cheque-truncation details
Cheques drawn on the Tejgarhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T533 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000T533
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the TEJGARHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T533 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000T533
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – TEJGARHI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T533. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tejgarhi branch sits at E23 SHASTRI NAGAR TEJGARHI TEJGARHI TEJGARHI PIN 250005. If you are travelling from outside Tejgarhi, search for the branch on a maps application using the bank name and locality, or call 121-2770219 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T533 and your account number.
Verifying IFSC IDIB000T533 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T533 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 121-2770219.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tejgarhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000T533, however, work 24x7.
Branch address & contact
Indian BankTejgarhi Branch
E23 SHASTRI NAGAR TEJGARHI TEJGARHI TEJGARHI PIN 250005
Tejgarhi, Uttar Pradesh
Phone: 121-2770219
IFSC: IDIB000T533
Frequently asked questions
Where is Indian Bank Tejgarhi branch located?
Indian Bank's Tejgarhi branch is located at E23 SHASTRI NAGAR TEJGARHI TEJGARHI TEJGARHI PIN 250005, Tejgarhi, Uttar Pradesh.
Is IFSC IDIB000T533 valid for NEFT and RTGS?
Yes. IFSC IDIB000T533 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IDIB000T533 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T533 to send funds instantly.
Does Indian Bank Tejgarhi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 121-2770219 to confirm.
How quickly will an NEFT transfer using IDIB000T533 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Tejgarhi reflect within 30 minutes.
Is IFSC IDIB000T533 the same for all accounts at Tejgarhi branch?
Yes. The IFSC IDIB000T533 is shared by every account held at Indian Bank's Tejgarhi branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Tejgarhi branch but serve different purposes.
What is the phone number of Indian Bank Tejgarhi branch?
You can reach the branch at 121-2770219 during regular banking hours.
Summary
The IFSC code IDIB000T533 belongs to Indian Bank's TEJGARHI branch, located at E23 SHASTRI NAGAR TEJGARHI TEJGARHI TEJGARHI PIN 250005 in TEJGARHI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
