Below are the complete branch details for Indian Bank, TARABGANJ branch, located in TARABGANJ, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000T521. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000T521 for Indian Bank – TARABGANJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's TARABGANJ branch, the IFSC IDIB000T521 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00T521 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tarabganj branch in Tarabganj, Uttar Pradesh is part of this network and uses the IFSC code IDIB000T521 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Tarabganj |
| IFSC Code | IDIB000T521 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO TARABGANJ DIST GONDA TARABGANJ TARABGANJ PIN 271403 |
| City | Tarabganj |
| District | Gonda |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9889593395 |
About the Tarabganj branch
The Tarabganj branch of Indian Bank is situated at VILL PO TARABGANJ DIST GONDA TARABGANJ TARABGANJ PIN 271403. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T521 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's TARABGANJ branch came to be assigned the code IDIB000T521.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000T521, money simply cannot be routed to the TARABGANJ branch electronically.
Products and account variants supported
Every account opened at the Tarabganj branch is mapped to IFSC IDIB000T521 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T521.
Banking services available
The Tarabganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9889593395.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T521
How to transfer money using IFSC IDIB000T521
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T521 across all three.
How to use IFSC IDIB000T521 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's TARABGANJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000T521.
- Confirm the bank name auto-populates as Indian Bank and the branch as TARABGANJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000T521
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – TARABGANJ, ensure your bank's portal accepts IFSC IDIB000T521 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – TARABGANJ, use IMPS. With IFSC IDIB000T521 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T521 for Indian Bank – TARABGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T521 | Yes – IDIB000T521 | Yes – IDIB000T521 |
For most retail customers crediting the Tarabganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000T521
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – TARABGANJ is still mapped to IFSC IDIB000T521. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000T521 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Tarabganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000T521 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000T521 and the account number together uniquely identify the Tarabganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – TARABGANJ:
- The IFSC is exactly IDIB000T521 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and TARABGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Tarabganj branch sits at VILL PO TARABGANJ DIST GONDA TARABGANJ TARABGANJ PIN 271403. If you are travelling from outside Tarabganj, search for the branch on a maps application using the bank name and locality, or call 91-9889593395 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T521 and your account number.
Verifying IFSC IDIB000T521 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T521 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9889593395.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tarabganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T521 continue to work without interruption.
Branch address & contact
Indian BankTarabganj Branch
VILL PO TARABGANJ DIST GONDA TARABGANJ TARABGANJ PIN 271403
Tarabganj, Uttar Pradesh
Phone: 91-9889593395
IFSC: IDIB000T521
Frequently asked questions
Where is Indian Bank Tarabganj branch located?
Indian Bank's Tarabganj branch is located at VILL PO TARABGANJ DIST GONDA TARABGANJ TARABGANJ PIN 271403, Tarabganj, Uttar Pradesh.
Can I use IFSC IDIB000T521 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T521 to send funds instantly.
How do I add Indian Bank Tarabganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T521, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000T521 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Tarabganj reflect within 30 minutes.
Is IFSC IDIB000T521 the same for all accounts at Tarabganj branch?
Yes. The IFSC IDIB000T521 is shared by every account held at Indian Bank's Tarabganj branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Tarabganj branch?
You can reach the branch at 91-9889593395 during regular banking hours.
Final notes
To recap: IDIB000T521 is the IFSC code of Indian Bank, TARABGANJ branch, in TARABGANJ, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
