Use this page as a one-stop reference for everything related to Indian Bank's TALWANDI SABOO branch in TALWANDI SABOO, PUNJAB. The branch's IFSC code IDIB000T513 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – TALWANDI SABOO is IDIB000T513. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00T513 map to this branch in TALWANDI SABOO, PUNJAB.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Talwandi Saboo branch in Talwandi Saboo. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000T513.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Talwandi Saboo |
| IFSC Code | IDIB000T513 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RORI ROAD OPPOSITE STATE BANK OF INDIA TALWANDI SABOO TALWANDI SABOO PIN 151301 |
| City | Talwandi Saboo |
| District | Bathinda |
| State | Punjab |
| STD Code | 91 |
| Phone | 7347035131 |
About the Talwandi Saboo branch
The Talwandi Saboo branch of Indian Bank is situated at RORI ROAD OPPOSITE STATE BANK OF INDIA TALWANDI SABOO TALWANDI SABOO PIN 151301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000T513 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TALWANDI SABOO of Indian Bank — its own 11-character IFSC. The code IDIB000T513 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000T513 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Talwandi Saboo branch is mapped to IFSC IDIB000T513 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T513.
Banking services available
The Talwandi Saboo branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7347035131.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T513
How to transfer money using IFSC IDIB000T513
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T513 across all three.
NEFT to Indian Bank, TALWANDI SABOO using IFSC IDIB000T513
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T513, and confirm that the system picks up Indian Bank – TALWANDI SABOO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TALWANDI SABOO
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's TALWANDI SABOO branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T513 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank TALWANDI SABOO (IFSC IDIB000T513)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T513 in your mobile or internet banking app, and the money is credited to the TALWANDI SABOO branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Talwandi Saboo
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000T513:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TALWANDI SABOO is still linked to IFSC IDIB000T513.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's TALWANDI SABOO branch, the IFSC IDIB000T513 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Talwandi Saboo branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000T513 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Talwandi Saboo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000T513 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – TALWANDI SABOO:
- The IFSC is exactly IDIB000T513 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and TALWANDI SABOO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Talwandi Saboo branch
The branch is located at RORI ROAD OPPOSITE STATE BANK OF INDIA TALWANDI SABOO TALWANDI SABOO PIN 151301, which puts it inside Talwandi Saboo, the broader Bathinda district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Talwandi Saboo branch” — the verified location pin for IFSC IDIB000T513 should appear at the top of the results.
- Confirm the branch is open by calling 91-7347035131 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000T513 and your account number.
Verifying IFSC IDIB000T513 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T513 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7347035131.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Talwandi Saboo are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T513 continue to work without interruption.
Branch address & contact
Indian BankTalwandi Saboo Branch
RORI ROAD OPPOSITE STATE BANK OF INDIA TALWANDI SABOO TALWANDI SABOO PIN 151301
Talwandi Saboo, Punjab
Phone: 91-7347035131
IFSC: IDIB000T513
Frequently asked questions
How do I add Indian Bank Talwandi Saboo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000T513, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Talwandi Saboo branch but serve different purposes.
Does Indian Bank Talwandi Saboo branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7347035131 to confirm.
Can I use IFSC IDIB000T513 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000T513 to send funds instantly.
What is the phone number of Indian Bank Talwandi Saboo branch?
You can reach the branch at 91-7347035131 during regular banking hours.
What is the IFSC code of Indian Bank Talwandi Saboo branch?
The IFSC code of Indian Bank, Talwandi Saboo branch is IDIB000T513. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Talwandi Saboo branch located?
Indian Bank's Talwandi Saboo branch is located at RORI ROAD OPPOSITE STATE BANK OF INDIA TALWANDI SABOO TALWANDI SABOO PIN 151301, Talwandi Saboo, Punjab.
Is IFSC IDIB000T513 valid for NEFT and RTGS?
Yes. IFSC IDIB000T513 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000T513 belongs to Indian Bank's TALWANDI SABOO branch, located at RORI ROAD OPPOSITE STATE BANK OF INDIA TALWANDI SABOO TALWANDI SABOO PIN… in TALWANDI SABOO, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
