This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, TAKI branch in TAKI. The 11-digit IFSC IDIB000T505 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the TAKI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – TAKI is IDIB000T505. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00T505 map to this branch in TAKI, WEST BENGAL.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Taki branch — IFSC IDIB000T505 — extends the bank's services to customers in and around Taki, West Bengal.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Taki |
| IFSC Code | IDIB000T505 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL POST TAKI TAKI MAIN ROAD TAKI TAKI PIN 743429 |
| City | Taki |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9831302355 |
Taki branch overview
Located at VILL POST TAKI TAKI MAIN ROAD TAKI TAKI PIN 743429, the Taki branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000T505 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TAKI of Indian Bank — its own 11-character IFSC. The code IDIB000T505 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000T505 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Taki branch is mapped to IFSC IDIB000T505 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000T505.
Banking services available
The Taki branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9831302355.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000T505
How to transfer money using IFSC IDIB000T505
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000T505 across all three.
NEFT to Indian Bank, TAKI using IFSC IDIB000T505
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000T505, and confirm that the system picks up Indian Bank – TAKI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TAKI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's TAKI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000T505 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank TAKI (IFSC IDIB000T505)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000T505 in your mobile or internet banking app, and the money is credited to the TAKI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000T505 for Indian Bank – TAKI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000T505 | Yes – IDIB000T505 | Yes – IDIB000T505 |
For most retail customers crediting the Taki branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's TAKI branch, the IFSC IDIB000T505 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000T505
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the TAKI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000T505 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000T505 and the account number together uniquely identify the Taki branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000T505
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – TAKI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000T505. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Taki branch sits at VILL POST TAKI TAKI MAIN ROAD TAKI TAKI PIN 743429. If you are travelling from outside Taki, search for the branch on a maps application using the bank name and locality, or call 91-9831302355 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000T505 and your account number.
Verifying IFSC IDIB000T505 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000T505 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9831302355.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Taki are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000T505 continue to work without interruption.
Branch address & contact
Indian BankTaki Branch
VILL POST TAKI TAKI MAIN ROAD TAKI TAKI PIN 743429
Taki, West Bengal
Phone: 91-9831302355
IFSC: IDIB000T505
Frequently asked questions
What is the phone number of Indian Bank Taki branch?
You can reach the branch at 91-9831302355 during regular banking hours.
Is IFSC IDIB000T505 valid for NEFT and RTGS?
Yes. IFSC IDIB000T505 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Taki branch?
The IFSC code of Indian Bank, Taki branch is IDIB000T505. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Taki branch located?
Indian Bank's Taki branch is located at VILL POST TAKI TAKI MAIN ROAD TAKI TAKI PIN 743429, Taki, West Bengal.
Is IFSC IDIB000T505 the same for all accounts at Taki branch?
Yes. The IFSC IDIB000T505 is shared by every account held at Indian Bank's Taki branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000T505 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Taki reflect within 30 minutes.
Summary
The IFSC code IDIB000T505 belongs to Indian Bank's TAKI branch, located at VILL POST TAKI TAKI MAIN ROAD TAKI TAKI PIN 743429 in TAKI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
