If you are searching for the IFSC code of Indian Bank, KANPUR SWAROOP NAGAR branch in SWAROOPNAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000S810. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANPUR SWAROOP NAGAR branch, and detailed step-by-step guides for using the IFSC IDIB000S810 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S810 is the IFSC of Indian Bank's KANPUR SWAROOP NAGAR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S810 = branch identifier.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kanpur Swaroop Nagar branch in Swaroopnagar, Uttar Pradesh is part of this network and uses the IFSC code IDIB000S810 for all electronic settlement.
Kanpur Swaroop Nagar branch overview
Located at 113/58 SWARUP NAGAR OPP MOTI JHEEL SWAROOPNAGAR SWAROOPNAGAR PIN 208002, the Kanpur Swaroop Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S810 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kanpur Swaroop Nagar |
| IFSC Code | IDIB000S810 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 113/58 SWARUP NAGAR OPP MOTI JHEEL SWAROOPNAGAR SWAROOPNAGAR PIN 208002 |
| City | Swaroopnagar |
| District | Kanpur Nagar |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9006392263 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KANPUR SWAROOP NAGAR of Indian Bank — its own 11-character IFSC. The code IDIB000S810 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S810 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S810 and the account number together uniquely identify the Kanpur Swaroop Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000S810
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S810 across all three.
NEFT to Indian Bank, KANPUR SWAROOP NAGAR using IFSC IDIB000S810
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S810, and confirm that the system picks up Indian Bank – KANPUR SWAROOP NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000S810
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – KANPUR SWAROOP NAGAR, ensure your bank's portal accepts IFSC IDIB000S810 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – KANPUR SWAROOP NAGAR, use IMPS. With IFSC IDIB000S810 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S810 for Indian Bank – KANPUR SWAROOP NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S810 | Yes – IDIB000S810 | Yes – IDIB000S810 |
For most retail customers crediting the Kanpur Swaroop Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000S810
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KANPUR SWAROOP NAGAR is still mapped to IFSC IDIB000S810. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S810 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kanpur Swaroop Nagar branch is mapped to IFSC IDIB000S810 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S810.
Banking services available
The Kanpur Swaroop Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9006392263.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S810
Digital banking channels
Most day-to-day work that customers used to do at the Kanpur Swaroop Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S810 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Kanpur Swaroop Nagar branch sits at 113/58 SWARUP NAGAR OPP MOTI JHEEL SWAROOPNAGAR SWAROOPNAGAR PIN 208002. If you are travelling from outside Swaroopnagar, search for the branch on a maps application using the bank name and locality, or call 91-9006392263 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S810 and your account number.
Common mistakes to avoid when using IFSC IDIB000S810
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – KANPUR SWAROOP NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000S810. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kanpur Swaroop Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S810, however, work 24x7.
Verifying IFSC IDIB000S810 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S810 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9006392263.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankKanpur Swaroop Nagar Branch
113/58 SWARUP NAGAR OPP MOTI JHEEL SWAROOPNAGAR SWAROOPNAGAR PIN 208002
Swaroopnagar, Uttar Pradesh
Phone: 91-9006392263
IFSC: IDIB000S810
Frequently asked questions
Can I use IFSC IDIB000S810 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S810 to send funds instantly.
Where is Indian Bank Kanpur Swaroop Nagar branch located?
Indian Bank's Kanpur Swaroop Nagar branch is located at 113/58 SWARUP NAGAR OPP MOTI JHEEL SWAROOPNAGAR SWAROOPNAGAR PIN 208002, Swaroopnagar, Uttar Pradesh.
How quickly will an NEFT transfer using IDIB000S810 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Kanpur Swaroop Nagar reflect within 30 minutes.
Does Indian Bank Kanpur Swaroop Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9006392263 to confirm.
What is the IFSC code of Indian Bank Kanpur Swaroop Nagar branch?
The IFSC code of Indian Bank, Kanpur Swaroop Nagar branch is IDIB000S810. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Kanpur Swaroop Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S810, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IDIB000S810 is the IFSC code of Indian Bank, KANPUR SWAROOP NAGAR branch, in SWAROOPNAGAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
