Below are the complete branch details for Indian Bank, SURYARAOPET branch, located in SURYARAOPET, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000S142. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000S142 for Indian Bank – SURYARAOPET — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S142 is the IFSC of Indian Bank's SURYARAOPET branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S142 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Suryaraopet |
| IFSC Code | IDIB000S142 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 291978 KALESWARA RAO RD SURYARAOPET VIJAYAWADA PIN 520002 |
| City | Suryaraopet |
| District | Krishna |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 2438243 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Suryaraopet branch — IFSC IDIB000S142 — extends the bank's services to customers in and around Suryaraopet, Andhra Pradesh.
About this branch
The branch is located at NO 291978 KALESWARA RAO RD SURYARAOPET VIJAYAWADA PIN 520002. It serves the Suryaraopet region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S142 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SURYARAOPET branch came to be assigned the code IDIB000S142.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S142, money simply cannot be routed to the SURYARAOPET branch electronically.
How to transfer money using IFSC IDIB000S142
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S142 across all three.
NEFT to Indian Bank, SURYARAOPET using IFSC IDIB000S142
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S142, and confirm that the system picks up Indian Bank – SURYARAOPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SURYARAOPET
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SURYARAOPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S142 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank SURYARAOPET (IFSC IDIB000S142)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S142 in your mobile or internet banking app, and the money is credited to the SURYARAOPET branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S142 for Indian Bank – SURYARAOPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S142 | Yes – IDIB000S142 | Yes – IDIB000S142 |
For most retail customers crediting the Suryaraopet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000S142
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SURYARAOPET is still mapped to IFSC IDIB000S142. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S142 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Suryaraopet branch is mapped to IFSC IDIB000S142 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S142.
Products and services
Customers walking into the Suryaraopet branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S142
MICR & cheque-truncation details
Cheques drawn on the Suryaraopet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S142 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000S142
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SURYARAOPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S142 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SURYARAOPET:
- The IFSC is exactly IDIB000S142 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SURYARAOPET as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Suryaraopet branch
The branch is located at NO 291978 KALESWARA RAO RD SURYARAOPET VIJAYAWADA PIN 520002, which puts it inside Suryaraopet, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Suryaraopet branch” — the verified location pin for IFSC IDIB000S142 should appear at the top of the results.
- Confirm the branch is open by calling 866-2438243 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S142 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000S142 for Indian Bank – SURYARAOPET, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Suryaraopet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S142, however, work 24x7.
Branch address & contact
Indian BankSuryaraopet Branch
NO 291978 KALESWARA RAO RD SURYARAOPET VIJAYAWADA PIN 520002
Suryaraopet, Andhra Pradesh
Phone: 866-2438243
IFSC: IDIB000S142
Frequently asked questions
What is the phone number of Indian Bank Suryaraopet branch?
You can reach the branch at 866-2438243 during regular banking hours.
How quickly will an NEFT transfer using IDIB000S142 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Suryaraopet reflect within 30 minutes.
Is IFSC IDIB000S142 the same for all accounts at Suryaraopet branch?
Yes. The IFSC IDIB000S142 is shared by every account held at Indian Bank's Suryaraopet branch. Only the account number changes from customer to customer.
How do I add Indian Bank Suryaraopet as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S142, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Suryaraopet branch but serve different purposes.
Where is Indian Bank Suryaraopet branch located?
Indian Bank's Suryaraopet branch is located at NO 291978 KALESWARA RAO RD SURYARAOPET VIJAYAWADA PIN 520002, Suryaraopet, Andhra Pradesh.
Summary
The IFSC code IDIB000S142 belongs to Indian Bank's SURYARAOPET branch, located at NO 291978 KALESWARA RAO RD SURYARAOPET VIJAYAWADA PIN 520002 in SURYARAOPET, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
