If you are searching for the IFSC code of Indian Bank, SURI D.C.DAS ROAD branch in SURI, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is IDIB000S804. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SURI D.C.DAS ROAD branch, and detailed step-by-step guides for using the IFSC IDIB000S804 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S804 is the IFSC of Indian Bank's SURI D.C.DAS ROAD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S804 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Suri D.C.Das Road branch in Suri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S804.
About this branch
The branch is located at C R DAS ROAD NEAR HEAD POST OFFICE SURI SURI SURI PIN 731101. It serves the Suri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S804 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Suri D.C.Das Road |
| IFSC Code | IDIB000S804 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C R DAS ROAD NEAR HEAD POST OFFICE SURI SURI SURI PIN 731101 |
| City | Suri |
| District | Birbhum |
| State | West Bengal |
| STD Code | 3462 |
| Phone | 255556 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SURI D.C.DAS ROAD branch came to be assigned the code IDIB000S804.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S804, money simply cannot be routed to the SURI D.C.DAS ROAD branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Suri D.C.Das Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S804 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000S804
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S804 across all three.
NEFT to Indian Bank, SURI D.C.DAS ROAD using IFSC IDIB000S804
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S804, and confirm that the system picks up Indian Bank – SURI D.C.DAS ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000S804
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SURI D.C.DAS ROAD, ensure your bank's portal accepts IFSC IDIB000S804 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SURI D.C.DAS ROAD, use IMPS. With IFSC IDIB000S804 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S804 for Indian Bank – SURI D.C.DAS ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S804 | Yes – IDIB000S804 | Yes – IDIB000S804 |
For most retail customers crediting the Suri D.C.Das Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000S804
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SURI D.C.DAS ROAD is still mapped to IFSC IDIB000S804. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S804 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Suri D.C.Das Road branch is mapped to IFSC IDIB000S804 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S804.
Banking services available
The Suri D.C.Das Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3462-255556.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S804
Digital banking channels
Most day-to-day work that customers used to do at the Suri D.C.Das Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S804 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Suri D.C.Das Road branch sits at C R DAS ROAD NEAR HEAD POST OFFICE SURI SURI SURI PIN 731101. If you are travelling from outside Suri, search for the branch on a maps application using the bank name and locality, or call 3462-255556 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S804 and your account number.
Common mistakes to avoid when using IFSC IDIB000S804
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SURI D.C.DAS ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000S804. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Suri D.C.Das Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S804, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000S804 for Indian Bank – SURI D.C.DAS ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankSuri D.C.Das Road Branch
C R DAS ROAD NEAR HEAD POST OFFICE SURI SURI SURI PIN 731101
Suri, West Bengal
Phone: 3462-255556
IFSC: IDIB000S804
Frequently asked questions
Is IFSC IDIB000S804 the same for all accounts at Suri D.C.Das Road branch?
Yes. The IFSC IDIB000S804 is shared by every account held at Indian Bank's Suri D.C.Das Road branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000S804 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Suri D.C.Das Road reflect within 30 minutes.
Is IFSC IDIB000S804 valid for NEFT and RTGS?
Yes. IFSC IDIB000S804 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Suri D.C.Das Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3462-255556 to confirm.
How do I add Indian Bank Suri D.C.Das Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S804, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Suri D.C.Das Road branch but serve different purposes.
Can I use IFSC IDIB000S804 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S804 to send funds instantly.
What is the IFSC code of Indian Bank Suri D.C.Das Road branch?
The IFSC code of Indian Bank, Suri D.C.Das Road branch is IDIB000S804. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: IDIB000S804 is the IFSC code of Indian Bank, SURI D.C.DAS ROAD branch, in SURI, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
