Use this page as a one-stop reference for everything related to Indian Bank's SULTANPUR branch in SULTANPUR, BIHAR. The branch's IFSC code IDIB000S785 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S785 is the IFSC of Indian Bank's SULTANPUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S785 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sultanpur branch — IFSC IDIB000S785 — extends the bank's services to customers in and around Sultanpur, Bihar.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Sultanpur |
| IFSC Code | IDIB000S785 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BARSOI OPPOSITE THANA CHOWK VILL PO SULTANPUR BLOCK BARSOI SULTANPUR BARSOI PIN 855102 |
| City | Sultanpur |
| District | Katihar |
| State | Bihar |
| STD Code | 91 |
| Phone | 8726652118 |
About this branch
The branch is located at BARSOI OPPOSITE THANA CHOWK VILL PO SULTANPUR BLOCK BARSOI SULTANPUR BARSOI PIN 855102. It serves the Sultanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S785 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SULTANPUR of Indian Bank — its own 11-character IFSC. The code IDIB000S785 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S785 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Sultanpur branch
Once you have an account at Indian Bank – SULTANPUR, the IFSC IDIB000S785 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sultanpur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S785
How to transfer money using IFSC IDIB000S785
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S785 across all three.
NEFT to Indian Bank, SULTANPUR using IFSC IDIB000S785
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S785, and confirm that the system picks up Indian Bank – SULTANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SULTANPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SULTANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S785 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank SULTANPUR (IFSC IDIB000S785)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S785 in your mobile or internet banking app, and the money is credited to the SULTANPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sultanpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S785:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SULTANPUR is still linked to IFSC IDIB000S785.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000S785
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SULTANPUR is still mapped to IFSC IDIB000S785. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S785 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000S785
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SULTANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S785 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S785 and the account number together uniquely identify the Sultanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SULTANPUR:
- The IFSC is exactly IDIB000S785 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SULTANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sultanpur branch sits at BARSOI OPPOSITE THANA CHOWK VILL PO SULTANPUR BLOCK BARSOI SULTANPUR BARSOI PIN 855102. If you are travelling from outside Sultanpur, search for the branch on a maps application using the bank name and locality, or call 91-8726652118 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S785 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000S785 for Indian Bank – SULTANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sultanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S785, however, work 24x7.
Branch address & contact
Indian BankSultanpur Branch
BARSOI OPPOSITE THANA CHOWK VILL PO SULTANPUR BLOCK BARSOI SULTANPUR BARSOI PIN 855102
Sultanpur, Bihar
Phone: 91-8726652118
IFSC: IDIB000S785
Frequently asked questions
Can I use IFSC IDIB000S785 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S785 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sultanpur branch but serve different purposes.
Is IFSC IDIB000S785 valid for NEFT and RTGS?
Yes. IFSC IDIB000S785 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Sultanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S785, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S785 the same for all accounts at Sultanpur branch?
Yes. The IFSC IDIB000S785 is shared by every account held at Indian Bank's Sultanpur branch. Only the account number changes from customer to customer.
Does Indian Bank Sultanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8726652118 to confirm.
How quickly will an NEFT transfer using IDIB000S785 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Sultanpur reflect within 30 minutes.
What is the phone number of Indian Bank Sultanpur branch?
You can reach the branch at 91-8726652118 during regular banking hours.
Summary
The IFSC code IDIB000S785 belongs to Indian Bank's SULTANPUR branch, located at BARSOI OPPOSITE THANA CHOWK VILL PO SULTANPUR BLOCK BARSOI SULTANPUR BARSOI … in SULTANPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
