This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, SRIRANGAM branch in SRIRANGAM. The 11-digit IFSC IDIB000S037 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the SRIRANGAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's SRIRANGAM branch, the IFSC IDIB000S037 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S037 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Srirangam branch in Srirangam, Tamil Nadu is part of this network and uses the IFSC code IDIB000S037 for all electronic settlement.
About the Srirangam branch
The Srirangam branch of Indian Bank is situated at 47/195 EAST UTHRA STREET SRIRANGAM SRIRANGAM PIN 620006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S037 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Srirangam |
| IFSC Code | IDIB000S037 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 47/195 EAST UTHRA STREET SRIRANGAM SRIRANGAM PIN 620006 |
| City | Srirangam |
| District | Trichy |
| State | Tamil Nadu |
| STD Code | 431 |
| Phone | 2437678 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SRIRANGAM branch came to be assigned the code IDIB000S037.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S037, money simply cannot be routed to the SRIRANGAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S037 and the account number together uniquely identify the Srirangam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IDIB000S037
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S037 across all three.
How to use IFSC IDIB000S037 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SRIRANGAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S037.
- Confirm the bank name auto-populates as Indian Bank and the branch as SRIRANGAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SRIRANGAM
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SRIRANGAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S037 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank SRIRANGAM (IFSC IDIB000S037)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S037 in your mobile or internet banking app, and the money is credited to the SRIRANGAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S037 for Indian Bank – SRIRANGAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S037 | Yes – IDIB000S037 | Yes – IDIB000S037 |
For most retail customers crediting the Srirangam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000S037
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SRIRANGAM is still mapped to IFSC IDIB000S037. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S037 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Srirangam branch is mapped to IFSC IDIB000S037 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S037.
Products and services
Customers walking into the Srirangam branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S037
Online banking and IFSC IDIB000S037
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SRIRANGAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S037 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Srirangam branch
The branch is located at 47/195 EAST UTHRA STREET SRIRANGAM SRIRANGAM PIN 620006, which puts it inside Srirangam, the broader Trichy district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Srirangam branch” — the verified location pin for IFSC IDIB000S037 should appear at the top of the results.
- Confirm the branch is open by calling 431-2437678 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S037 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SRIRANGAM:
- The IFSC is exactly IDIB000S037 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SRIRANGAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Srirangam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S037 continue to work without interruption.
Verifying IFSC IDIB000S037 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S037 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 431-2437678.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankSrirangam Branch
47/195 EAST UTHRA STREET SRIRANGAM SRIRANGAM PIN 620006
Srirangam, Tamil Nadu
Phone: 431-2437678
IFSC: IDIB000S037
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Srirangam branch but serve different purposes.
What is the phone number of Indian Bank Srirangam branch?
You can reach the branch at 431-2437678 during regular banking hours.
How do I add Indian Bank Srirangam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S037, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000S037 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Srirangam reflect within 30 minutes.
Is IFSC IDIB000S037 valid for NEFT and RTGS?
Yes. IFSC IDIB000S037 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Indian Bank Srirangam branch located?
Indian Bank's Srirangam branch is located at 47/195 EAST UTHRA STREET SRIRANGAM SRIRANGAM PIN 620006, Srirangam, Tamil Nadu.
What is the IFSC code of Indian Bank Srirangam branch?
The IFSC code of Indian Bank, Srirangam branch is IDIB000S037. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code IDIB000S037 belongs to Indian Bank's SRIRANGAM branch, located at 47/195 EAST UTHRA STREET SRIRANGAM SRIRANGAM PIN 620006 in SRIRANGAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
