Use this page as a one-stop reference for everything related to Indian Bank's KALYAN NAGAR branch in SRIRAMNAGAR, TELANGANA. The branch's IFSC code IDIB000K167 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000K167 is the IFSC of Indian Bank's KALYAN NAGAR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00K167 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kalyan Nagar branch — IFSC IDIB000K167 — extends the bank's services to customers in and around Sriramnagar, Telangana.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Kalyan Nagar |
| IFSC Code | IDIB000K167 |
| MICR Code | Refer to cheque leaf |
| Branch Address | H NO83168/M/13 NEAR KALYAN NAGAR PHIII BUS STOP SRIRAMNAGAR YOUSUFGUDA POST PIN 500045 |
| City | Sriramnagar |
| District | Hyderabad |
| State | Telangana |
| STD Code | 40 |
| Phone | 23835960 |
About the Kalyan Nagar branch
The Kalyan Nagar branch of Indian Bank is situated at H NO83168/M/13 NEAR KALYAN NAGAR PHIII BUS STOP SRIRAMNAGAR YOUSUFGUDA POST PIN 500045. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000K167 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's KALYAN NAGAR branch came to be assigned the code IDIB000K167.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000K167, money simply cannot be routed to the KALYAN NAGAR branch electronically.
Account types you can open at the Kalyan Nagar branch
Once you have an account at Indian Bank – KALYAN NAGAR, the IFSC IDIB000K167 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kalyan Nagar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000K167
How to transfer money using IFSC IDIB000K167
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000K167 across all three.
How to use IFSC IDIB000K167 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's KALYAN NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000K167.
- Confirm the bank name auto-populates as Indian Bank and the branch as KALYAN NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000K167
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – KALYAN NAGAR, ensure your bank's portal accepts IFSC IDIB000K167 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank KALYAN NAGAR (IFSC IDIB000K167)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000K167 in your mobile or internet banking app, and the money is credited to the KALYAN NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000K167 for Indian Bank – KALYAN NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000K167 | Yes – IDIB000K167 | Yes – IDIB000K167 |
For most retail customers crediting the Kalyan Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000K167
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – KALYAN NAGAR is still mapped to IFSC IDIB000K167. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000K167 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000K167
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the KALYAN NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000K167 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000K167 and the account number together uniquely identify the Kalyan Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IDIB000K167
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – KALYAN NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000K167. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kalyan Nagar branch sits at H NO83168/M/13 NEAR KALYAN NAGAR PHIII BUS STOP SRIRAMNAGAR YOUSUFGUDA POST PIN 500045. If you are travelling from outside Sriramnagar, search for the branch on a maps application using the bank name and locality, or call 40-23835960 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000K167 and your account number.
Verifying IFSC IDIB000K167 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000K167 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 40-23835960.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalyan Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000K167, however, work 24x7.
Branch address & contact
Indian BankKalyan Nagar Branch
H NO83168/M/13 NEAR KALYAN NAGAR PHIII BUS STOP SRIRAMNAGAR YOUSUFGUDA POST PIN 500045
Sriramnagar, Telangana
Phone: 40-23835960
IFSC: IDIB000K167
Frequently asked questions
Where is Indian Bank Kalyan Nagar branch located?
Indian Bank's Kalyan Nagar branch is located at H NO83168/M/13 NEAR KALYAN NAGAR PHIII BUS STOP SRIRAMNAGAR YOUSUFGUDA POST PIN 500045, Sriramnagar, Telangana.
Is IFSC IDIB000K167 valid for NEFT and RTGS?
Yes. IFSC IDIB000K167 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Kalyan Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-23835960 to confirm.
Is IFSC IDIB000K167 the same for all accounts at Kalyan Nagar branch?
Yes. The IFSC IDIB000K167 is shared by every account held at Indian Bank's Kalyan Nagar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalyan Nagar branch but serve different purposes.
Can I use IFSC IDIB000K167 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000K167 to send funds instantly.
Summary
The IFSC code IDIB000K167 belongs to Indian Bank's KALYAN NAGAR branch, located at H NO83168/M/13 NEAR KALYAN NAGAR PHIII BUS STOP SRIRAMNAGAR YOUSUFGUDA POST … in SRIRAMNAGAR, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
