This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, SOLATHARAM branch in SOLATHARAM. The 11-digit IFSC IDIB000M111 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the SOLATHARAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – SOLATHARAM is IDIB000M111. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00M111 map to this branch in SOLATHARAM, TAMIL NADU.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Solatharam |
| IFSC Code | IDIB000M111 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD MAMANGALAM BRANCH) KUMBAKONAM CHENNAI MAIN RD SOLATHARAM SOLATHARAM PIN 608701 |
| City | Solatharam |
| District | Cuddalore |
| State | Tamil Nadu |
| STD Code | 4144 |
| Phone | 246225 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Solatharam branch — IFSC IDIB000M111 — extends the bank's services to customers in and around Solatharam, Tamil Nadu.
About the Solatharam branch
The Solatharam branch of Indian Bank is situated at OLD MAMANGALAM BRANCH) KUMBAKONAM CHENNAI MAIN RD SOLATHARAM SOLATHARAM PIN 608701. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000M111 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SOLATHARAM branch came to be assigned the code IDIB000M111.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000M111, money simply cannot be routed to the SOLATHARAM branch electronically.
How to transfer money using IFSC IDIB000M111
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000M111 across all three.
How to use IFSC IDIB000M111 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SOLATHARAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000M111.
- Confirm the bank name auto-populates as Indian Bank and the branch as SOLATHARAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000M111
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SOLATHARAM, ensure your bank's portal accepts IFSC IDIB000M111 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank SOLATHARAM (IFSC IDIB000M111)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000M111 in your mobile or internet banking app, and the money is credited to the SOLATHARAM branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Solatharam
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000M111:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SOLATHARAM is still linked to IFSC IDIB000M111.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SOLATHARAM branch, the IFSC IDIB000M111 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Solatharam branch is mapped to IFSC IDIB000M111 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000M111.
Banking services available
The Solatharam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4144-246225.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000M111
MICR & cheque-truncation details
Cheques drawn on the Solatharam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000M111 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000M111
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SOLATHARAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000M111 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000M111
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SOLATHARAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000M111. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Solatharam branch
The branch is located at OLD MAMANGALAM BRANCH) KUMBAKONAM CHENNAI MAIN RD SOLATHARAM SOLATHARAM PIN 608701, which puts it inside Solatharam, the broader Cuddalore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Solatharam branch” — the verified location pin for IFSC IDIB000M111 should appear at the top of the results.
- Confirm the branch is open by calling 4144-246225 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000M111 and your account number.
Verifying IFSC IDIB000M111 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000M111 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4144-246225.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Solatharam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000M111 continue to work without interruption.
Branch address & contact
Indian BankSolatharam Branch
OLD MAMANGALAM BRANCH) KUMBAKONAM CHENNAI MAIN RD SOLATHARAM SOLATHARAM PIN 608701
Solatharam, Tamil Nadu
Phone: 4144-246225
IFSC: IDIB000M111
Frequently asked questions
What is the phone number of Indian Bank Solatharam branch?
You can reach the branch at 4144-246225 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Solatharam branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000M111 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Solatharam reflect within 30 minutes.
Is IFSC IDIB000M111 the same for all accounts at Solatharam branch?
Yes. The IFSC IDIB000M111 is shared by every account held at Indian Bank's Solatharam branch. Only the account number changes from customer to customer.
Is IFSC IDIB000M111 valid for NEFT and RTGS?
Yes. IFSC IDIB000M111 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Indian Bank Solatharam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000M111, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IDIB000M111 belongs to Indian Bank's SOLATHARAM branch, located at OLD MAMANGALAM BRANCH) KUMBAKONAM CHENNAI MAIN RD SOLATHARAM SOLATHARAM PIN… in SOLATHARAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
