IFSC Code of Indian Bank, Sivakasi Town Formerly Ind Msme Sivakasi Branch, Tamil Nadu

If you are searching for the IFSC code of Indian Bank, SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch in SIVAKASI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IDIB000S286. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch, and detailed step-by-step guides for using the IFSC IDIB000S286 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IDIB000S286 is the IFSC of Indian Bank's SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S286 = branch identifier.

About Indian Bank

Indian Bank operates a wide network of branches across India, including the Sivakasi Town Formerly Ind Msme Sivakasi branch in Sivakasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S286.

Branch details at a glance

About the Sivakasi Town Formerly Ind Msme Sivakasi branch

The Sivakasi Town Formerly Ind Msme Sivakasi branch of Indian Bank is situated at 311/G 311/F CHAIRMAN PKSA ARUMUGAM ROAD SIVAKASI SIVAKASI PIN 626189. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S286 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch came to be assigned the code IDIB000S286.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S286, money simply cannot be routed to the SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch electronically.

Account types you can open at the Sivakasi Town Formerly Ind Msme Sivakasi branch

Once you have an account at Indian Bank – SIVAKASI TOWN FORMERLY IND MSME SIVAKASI, the IFSC IDIB000S286 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sivakasi Town Formerly Ind Msme Sivakasi branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000S286

How to transfer money using IFSC IDIB000S286

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S286 across all three.

NEFT to Indian Bank, SIVAKASI TOWN FORMERLY IND MSME SIVAKASI using IFSC IDIB000S286

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S286, and confirm that the system picks up Indian Bank – SIVAKASI TOWN FORMERLY IND MSME SIVAKASI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SIVAKASI TOWN FORMERLY IND MSME SIVAKASI

If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S286 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – SIVAKASI TOWN FORMERLY IND MSME SIVAKASI, use IMPS. With IFSC IDIB000S286 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IDIB000S286 for Indian Bank – SIVAKASI TOWN FORMERLY IND MSME SIVAKASI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sivakasi Town Formerly Ind Msme Sivakasi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IDIB000S286

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SIVAKASI TOWN FORMERLY IND MSME SIVAKASI is still mapped to IFSC IDIB000S286. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S286 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IDIB000S286

Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S286 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sivakasi Town Formerly Ind Msme Sivakasi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S286 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SIVAKASI TOWN FORMERLY IND MSME SIVAKASI:

• The IFSC is exactly IDIB000S286 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and SIVAKASI TOWN FORMERLY IND MSME SIVAKASI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sivakasi Town Formerly Ind Msme Sivakasi branch sits at 311/G 311/F CHAIRMAN PKSA ARUMUGAM ROAD SIVAKASI SIVAKASI PIN 626189. If you are travelling from outside Sivakasi, search for the branch on a maps application using the bank name and locality, or call 4562-279588 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S286 and your account number.

Verifying IFSC IDIB000S286 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S286 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 4562-279588.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sivakasi Town Formerly Ind Msme Sivakasi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S286 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IDIB000S286 is the IFSC code of Indian Bank, SIVAKASI TOWN FORMERLY IND MSME SIVAKASI branch, in SIVAKASI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.