Use this page as a one-stop reference for everything related to Indian Bank's GADDIPUR branch in SITAPUR, UTTAR PRADESH. The branch's IFSC code IDIB000G508 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000G508 is the IFSC of Indian Bank's GADDIPUR branch. The format is fixed: IDIB = bank code, 0 = reserved, 00G508 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Gaddipur |
| IFSC Code | IDIB000G508 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL GADDIPUR MADHVAPUR PO DARANAGAR TEHSIL SITAPUR DIST SITAPUR UP PIN 261001 |
| City | Sitapur |
| District | Sitapur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9452091804 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gaddipur branch in Sitapur, Uttar Pradesh is part of this network and uses the IFSC code IDIB000G508 for all electronic settlement.
About this branch
The branch is located at VILL GADDIPUR MADHVAPUR PO DARANAGAR TEHSIL SITAPUR DIST SITAPUR UP PIN 261001. It serves the Sitapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000G508 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GADDIPUR of Indian Bank — its own 11-character IFSC. The code IDIB000G508 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000G508 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000G508
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000G508 across all three.
How to use IFSC IDIB000G508 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's GADDIPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000G508.
- Confirm the bank name auto-populates as Indian Bank and the branch as GADDIPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GADDIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's GADDIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000G508 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank GADDIPUR (IFSC IDIB000G508)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000G508 in your mobile or internet banking app, and the money is credited to the GADDIPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gaddipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000G508:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GADDIPUR is still linked to IFSC IDIB000G508.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's GADDIPUR branch, the IFSC IDIB000G508 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Gaddipur branch
Once you have an account at Indian Bank – GADDIPUR, the IFSC IDIB000G508 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gaddipur branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000G508
MICR & cheque-truncation details
Cheques drawn on the Gaddipur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000G508 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000G508
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the GADDIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000G508 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – GADDIPUR:
- The IFSC is exactly IDIB000G508 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and GADDIPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gaddipur branch
The branch is located at VILL GADDIPUR MADHVAPUR PO DARANAGAR TEHSIL SITAPUR DIST SITAPUR UP PIN 261001, which puts it inside Sitapur, the broader Sitapur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Gaddipur branch” — the verified location pin for IFSC IDIB000G508 should appear at the top of the results.
- Confirm the branch is open by calling 91-9452091804 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000G508 and your account number.
Verifying IFSC IDIB000G508 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000G508 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9452091804.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gaddipur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000G508 continue to work without interruption.
Branch address & contact
Indian BankGaddipur Branch
VILL GADDIPUR MADHVAPUR PO DARANAGAR TEHSIL SITAPUR DIST SITAPUR UP PIN 261001
Sitapur, Uttar Pradesh
Phone: 91-9452091804
IFSC: IDIB000G508
Frequently asked questions
Where is Indian Bank Gaddipur branch located?
Indian Bank's Gaddipur branch is located at VILL GADDIPUR MADHVAPUR PO DARANAGAR TEHSIL SITAPUR DIST SITAPUR UP PIN 261001, Sitapur, Uttar Pradesh.
How do I add Indian Bank Gaddipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000G508, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000G508 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Gaddipur reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gaddipur branch but serve different purposes.
Does Indian Bank Gaddipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9452091804 to confirm.
What is the IFSC code of Indian Bank Gaddipur branch?
The IFSC code of Indian Bank, Gaddipur branch is IDIB000G508. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Gaddipur branch?
You can reach the branch at 91-9452091804 during regular banking hours.
Final notes
To recap: IDIB000G508 is the IFSC code of Indian Bank, GADDIPUR branch, in SITAPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
