This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, SITAB DIARA branch in SITABDIARA. The 11-digit IFSC IDIB000S726 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the SITAB DIARA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – SITAB DIARA is IDIB000S726. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00S726 map to this branch in SITABDIARA, BIHAR.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sitab Diara branch in Sitabdiara, Bihar is part of this network and uses the IFSC code IDIB000S726 for all electronic settlement.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Sitab Diara |
| IFSC Code | IDIB000S726 |
| MICR Code | Refer to cheque leaf |
| Branch Address | REVILGANJ VILL GARIB SINGHS TOLA PO SITABDIARA SITABDIARA SITABDIATA PIN 841312 |
| City | Sitabdiara |
| District | Saran |
| State | Bihar |
| STD Code | 91 |
| Phone | 8969301964 |
About the Sitab Diara branch
The Sitab Diara branch of Indian Bank is situated at REVILGANJ VILL GARIB SINGHS TOLA PO SITABDIARA SITABDIARA SITABDIATA PIN 841312. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S726 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SITAB DIARA branch came to be assigned the code IDIB000S726.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S726, money simply cannot be routed to the SITAB DIARA branch electronically.
Products and account variants supported
Every account opened at the Sitab Diara branch is mapped to IFSC IDIB000S726 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S726.
Products and services
Customers walking into the Sitab Diara branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S726
How to transfer money using IFSC IDIB000S726
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S726 across all three.
How to use IFSC IDIB000S726 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SITAB DIARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S726.
- Confirm the bank name auto-populates as Indian Bank and the branch as SITAB DIARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000S726
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SITAB DIARA, ensure your bank's portal accepts IFSC IDIB000S726 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SITAB DIARA, use IMPS. With IFSC IDIB000S726 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S726 for Indian Bank – SITAB DIARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S726 | Yes – IDIB000S726 | Yes – IDIB000S726 |
For most retail customers crediting the Sitab Diara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SITAB DIARA branch, the IFSC IDIB000S726 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000S726
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SITAB DIARA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S726 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Sitab Diara branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S726 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SITAB DIARA:
- The IFSC is exactly IDIB000S726 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SITAB DIARA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sitab Diara branch sits at REVILGANJ VILL GARIB SINGHS TOLA PO SITABDIARA SITABDIARA SITABDIATA PIN 841312. If you are travelling from outside Sitabdiara, search for the branch on a maps application using the bank name and locality, or call 91-8969301964 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S726 and your account number.
Verifying IFSC IDIB000S726 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S726 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8969301964.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Sitab Diara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S726 continue to work without interruption.
Branch address & contact
Indian BankSitab Diara Branch
REVILGANJ VILL GARIB SINGHS TOLA PO SITABDIARA SITABDIARA SITABDIATA PIN 841312
Sitabdiara, Bihar
Phone: 91-8969301964
IFSC: IDIB000S726
Frequently asked questions
How do I add Indian Bank Sitab Diara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S726, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S726 valid for NEFT and RTGS?
Yes. IFSC IDIB000S726 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000S726 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Sitab Diara reflect within 30 minutes.
Does Indian Bank Sitab Diara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8969301964 to confirm.
Where is Indian Bank Sitab Diara branch located?
Indian Bank's Sitab Diara branch is located at REVILGANJ VILL GARIB SINGHS TOLA PO SITABDIARA SITABDIARA SITABDIATA PIN 841312, Sitabdiara, Bihar.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sitab Diara branch but serve different purposes.
Final notes
To recap: IDIB000S726 is the IFSC code of Indian Bank, SITAB DIARA branch, in SITABDIARA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
