Below are the complete branch details for Indian Bank, SINGHIA branch, located in SINGHIA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000S709. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000S709 for Indian Bank – SINGHIA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's SINGHIA branch, the IFSC IDIB000S709 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S709 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Singhia branch in Singhia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S709.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Singhia |
| IFSC Code | IDIB000S709 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SINGHIA PO SHIV KHUND SINGHIA SHIV KHUND PIN 811202 |
| City | Singhia |
| District | Munger |
| State | Bihar |
| STD Code | 91 |
| Phone | 8169067549 |
About the Singhia branch
The Singhia branch of Indian Bank is situated at SINGHIA PO SHIV KHUND SINGHIA SHIV KHUND PIN 811202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S709 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SINGHIA of Indian Bank — its own 11-character IFSC. The code IDIB000S709 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S709 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Singhia branch is mapped to IFSC IDIB000S709 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S709.
Products and services
Customers walking into the Singhia branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S709
How to transfer money using IFSC IDIB000S709
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S709 across all three.
How to use IFSC IDIB000S709 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SINGHIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S709.
- Confirm the bank name auto-populates as Indian Bank and the branch as SINGHIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000S709
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SINGHIA, ensure your bank's portal accepts IFSC IDIB000S709 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SINGHIA, use IMPS. With IFSC IDIB000S709 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Singhia
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S709:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SINGHIA is still linked to IFSC IDIB000S709.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SINGHIA branch, the IFSC IDIB000S709 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IDIB000S709
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SINGHIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S709 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S709 and the account number together uniquely identify the Singhia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SINGHIA:
- The IFSC is exactly IDIB000S709 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SINGHIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Singhia branch sits at SINGHIA PO SHIV KHUND SINGHIA SHIV KHUND PIN 811202. If you are travelling from outside Singhia, search for the branch on a maps application using the bank name and locality, or call 91-8169067549 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S709 and your account number.
Verifying IFSC IDIB000S709 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S709 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8169067549.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Singhia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S709, however, work 24x7.
Branch address & contact
Indian BankSinghia Branch
SINGHIA PO SHIV KHUND SINGHIA SHIV KHUND PIN 811202
Singhia, Bihar
Phone: 91-8169067549
IFSC: IDIB000S709
Frequently asked questions
What is the phone number of Indian Bank Singhia branch?
You can reach the branch at 91-8169067549 during regular banking hours.
Can I use IFSC IDIB000S709 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S709 to send funds instantly.
Does Indian Bank Singhia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8169067549 to confirm.
Where is Indian Bank Singhia branch located?
Indian Bank's Singhia branch is located at SINGHIA PO SHIV KHUND SINGHIA SHIV KHUND PIN 811202, Singhia, Bihar.
How do I add Indian Bank Singhia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S709, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S709 valid for NEFT and RTGS?
Yes. IFSC IDIB000S709 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Indian Bank Singhia branch?
The IFSC code of Indian Bank, Singhia branch is IDIB000S709. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000S709 the same for all accounts at Singhia branch?
Yes. The IFSC IDIB000S709 is shared by every account held at Indian Bank's Singhia branch. Only the account number changes from customer to customer.
Summary
The IFSC code IDIB000S709 belongs to Indian Bank's SINGHIA branch, located at SINGHIA PO SHIV KHUND SINGHIA SHIV KHUND PIN 811202 in SINGHIA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
