Use this page as a one-stop reference for everything related to Indian Bank's SINGHIA KHURD branch in SINGHIA KHURD, BIHAR. The branch's IFSC code IDIB000S710 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S710 is the IFSC of Indian Bank's SINGHIA KHURD branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S710 = branch identifier.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Singhia Khurd |
| IFSC Code | IDIB000S710 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL PO SINGHIA KHURD VIA BIRAULI BLOCK SAMASTIPUR SINGHIA KHURD SINGHIA KHURD PIN 848113 |
| City | Singhia Khurd |
| District | Samastipur |
| State | Bihar |
| STD Code | 91 |
| Phone | 8827172141 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Singhia Khurd branch in Singhia Khurd, Bihar is part of this network and uses the IFSC code IDIB000S710 for all electronic settlement.
Singhia Khurd branch overview
Located at VILL PO SINGHIA KHURD VIA BIRAULI BLOCK SAMASTIPUR SINGHIA KHURD SINGHIA KHURD PIN 848113, the Singhia Khurd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S710 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SINGHIA KHURD of Indian Bank — its own 11-character IFSC. The code IDIB000S710 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S710 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000S710
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S710 across all three.
How to use IFSC IDIB000S710 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SINGHIA KHURD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S710.
- Confirm the bank name auto-populates as Indian Bank and the branch as SINGHIA KHURD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IDIB000S710
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SINGHIA KHURD, ensure your bank's portal accepts IFSC IDIB000S710 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank SINGHIA KHURD (IFSC IDIB000S710)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S710 in your mobile or internet banking app, and the money is credited to the SINGHIA KHURD branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Singhia Khurd
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S710:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SINGHIA KHURD is still linked to IFSC IDIB000S710.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000S710
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SINGHIA KHURD is still mapped to IFSC IDIB000S710. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S710 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Singhia Khurd branch is mapped to IFSC IDIB000S710 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S710.
Products and services
Customers walking into the Singhia Khurd branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S710
MICR & cheque-truncation details
Cheques drawn on the Singhia Khurd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S710 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IDIB000S710
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SINGHIA KHURD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S710 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000S710
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SINGHIA KHURD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000S710. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Singhia Khurd branch
The branch is located at VILL PO SINGHIA KHURD VIA BIRAULI BLOCK SAMASTIPUR SINGHIA KHURD SINGHIA KHURD PIN 848113, which puts it inside Singhia Khurd, the broader Samastipur district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Singhia Khurd branch” — the verified location pin for IFSC IDIB000S710 should appear at the top of the results.
- Confirm the branch is open by calling 91-8827172141 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S710 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000S710 for Indian Bank – SINGHIA KHURD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Singhia Khurd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S710 continue to work without interruption.
Branch address & contact
Indian BankSinghia Khurd Branch
VILL PO SINGHIA KHURD VIA BIRAULI BLOCK SAMASTIPUR SINGHIA KHURD SINGHIA KHURD PIN 848113
Singhia Khurd, Bihar
Phone: 91-8827172141
IFSC: IDIB000S710
Frequently asked questions
How do I add Indian Bank Singhia Khurd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S710, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Indian Bank Singhia Khurd branch?
The IFSC code of Indian Bank, Singhia Khurd branch is IDIB000S710. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IDIB000S710 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S710 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Singhia Khurd branch but serve different purposes.
Where is Indian Bank Singhia Khurd branch located?
Indian Bank's Singhia Khurd branch is located at VILL PO SINGHIA KHURD VIA BIRAULI BLOCK SAMASTIPUR SINGHIA KHURD SINGHIA KHURD PIN 848113, Singhia Khurd, Bihar.
Is IFSC IDIB000S710 the same for all accounts at Singhia Khurd branch?
Yes. The IFSC IDIB000S710 is shared by every account held at Indian Bank's Singhia Khurd branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IDIB000S710 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Singhia Khurd reflect within 30 minutes.
Is IFSC IDIB000S710 valid for NEFT and RTGS?
Yes. IFSC IDIB000S710 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000S710 belongs to Indian Bank's SINGHIA KHURD branch, located at VILL PO SINGHIA KHURD VIA BIRAULI BLOCK SAMASTIPUR SINGHIA KHURD SINGHIA… in SINGHIA KHURD, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
