If you are searching for the IFSC code of Indian Bank, SHRINAGAR branch in SHRINAGAR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000S673. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHRINAGAR branch, and detailed step-by-step guides for using the IFSC IDIB000S673 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's SHRINAGAR branch, the IFSC IDIB000S673 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S673 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Shrinagar |
| IFSC Code | IDIB000S673 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND POST SHRINAGAR BLOCK PHOOL BEHAR SHRINAGAR SHRINAGAR PIN 261506 |
| City | Shrinagar |
| District | Kheri |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 8574000808 |
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shrinagar branch — IFSC IDIB000S673 — extends the bank's services to customers in and around Shrinagar, Uttar Pradesh.
About the Shrinagar branch
The Shrinagar branch of Indian Bank is situated at VILL AND POST SHRINAGAR BLOCK PHOOL BEHAR SHRINAGAR SHRINAGAR PIN 261506. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S673 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SHRINAGAR branch came to be assigned the code IDIB000S673.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S673, money simply cannot be routed to the SHRINAGAR branch electronically.
How to transfer money using IFSC IDIB000S673
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S673 across all three.
How to use IFSC IDIB000S673 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SHRINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S673.
- Confirm the bank name auto-populates as Indian Bank and the branch as SHRINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHRINAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SHRINAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S673 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SHRINAGAR, use IMPS. With IFSC IDIB000S673 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Shrinagar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S673:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHRINAGAR is still linked to IFSC IDIB000S673.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SHRINAGAR branch, the IFSC IDIB000S673 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Shrinagar branch
Once you have an account at Indian Bank – SHRINAGAR, the IFSC IDIB000S673 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Shrinagar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S673
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S673 and the account number together uniquely identify the Shrinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000S673
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SHRINAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S673 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IDIB000S673
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SHRINAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000S673. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Shrinagar branch
The branch is located at VILL AND POST SHRINAGAR BLOCK PHOOL BEHAR SHRINAGAR SHRINAGAR PIN 261506, which puts it inside Shrinagar, the broader Kheri district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Shrinagar branch” — the verified location pin for IFSC IDIB000S673 should appear at the top of the results.
- Confirm the branch is open by calling 91-8574000808 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S673 and your account number.
Verifying IFSC IDIB000S673 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S673 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8574000808.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shrinagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S673 continue to work without interruption.
Branch address & contact
Indian BankShrinagar Branch
VILL AND POST SHRINAGAR BLOCK PHOOL BEHAR SHRINAGAR SHRINAGAR PIN 261506
Shrinagar, Uttar Pradesh
Phone: 91-8574000808
IFSC: IDIB000S673
Frequently asked questions
Is IFSC IDIB000S673 valid for NEFT and RTGS?
Yes. IFSC IDIB000S673 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC IDIB000S673 the same for all accounts at Shrinagar branch?
Yes. The IFSC IDIB000S673 is shared by every account held at Indian Bank's Shrinagar branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Shrinagar branch?
You can reach the branch at 91-8574000808 during regular banking hours.
Can I use IFSC IDIB000S673 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S673 to send funds instantly.
How quickly will an NEFT transfer using IDIB000S673 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Shrinagar reflect within 30 minutes.
Where is Indian Bank Shrinagar branch located?
Indian Bank's Shrinagar branch is located at VILL AND POST SHRINAGAR BLOCK PHOOL BEHAR SHRINAGAR SHRINAGAR PIN 261506, Shrinagar, Uttar Pradesh.
Summary
The IFSC code IDIB000S673 belongs to Indian Bank's SHRINAGAR branch, located at VILL AND POST SHRINAGAR BLOCK PHOOL BEHAR SHRINAGAR SHRINAGAR PIN 261506 in SHRINAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
