Use this page as a one-stop reference for everything related to Indian Bank's SHAMLI MAIN branch in SHAMLI, UTTAR PRADESH. The branch's IFSC code IDIB000S647 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – SHAMLI MAIN is IDIB000S647. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00S647 map to this branch in SHAMLI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Shamli Main |
| IFSC Code | IDIB000S647 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DHIMANPURA SHAMLI KAIRANA RD SHAMLI SHAMLI PIN 247776 |
| City | Shamli |
| District | Shamli |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9452681346 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Shamli Main branch in Shamli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S647.
Shamli Main branch overview
Located at DHIMANPURA SHAMLI KAIRANA RD SHAMLI SHAMLI PIN 247776, the Shamli Main branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S647 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHAMLI MAIN of Indian Bank — its own 11-character IFSC. The code IDIB000S647 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S647 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000S647
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S647 across all three.
NEFT to Indian Bank, SHAMLI MAIN using IFSC IDIB000S647
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S647, and confirm that the system picks up Indian Bank – SHAMLI MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHAMLI MAIN
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SHAMLI MAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S647 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank SHAMLI MAIN (IFSC IDIB000S647)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S647 in your mobile or internet banking app, and the money is credited to the SHAMLI MAIN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Shamli Main
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S647:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHAMLI MAIN is still linked to IFSC IDIB000S647.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SHAMLI MAIN branch, the IFSC IDIB000S647 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Shamli Main branch is mapped to IFSC IDIB000S647 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S647.
Products and services
Customers walking into the Shamli Main branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S647
MICR & cheque-truncation details
Cheques drawn on the Shamli Main branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S647 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Shamli Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S647 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IDIB000S647
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SHAMLI MAIN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000S647. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Shamli Main branch sits at DHIMANPURA SHAMLI KAIRANA RD SHAMLI SHAMLI PIN 247776. If you are travelling from outside Shamli, search for the branch on a maps application using the bank name and locality, or call 91-9452681346 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S647 and your account number.
Verifying IFSC IDIB000S647 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S647 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9452681346.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shamli Main branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S647, however, work 24x7.
Branch address & contact
Indian BankShamli Main Branch
DHIMANPURA SHAMLI KAIRANA RD SHAMLI SHAMLI PIN 247776
Shamli, Uttar Pradesh
Phone: 91-9452681346
IFSC: IDIB000S647
Frequently asked questions
Does Indian Bank Shamli Main branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9452681346 to confirm.
Is IFSC IDIB000S647 the same for all accounts at Shamli Main branch?
Yes. The IFSC IDIB000S647 is shared by every account held at Indian Bank's Shamli Main branch. Only the account number changes from customer to customer.
Where is Indian Bank Shamli Main branch located?
Indian Bank's Shamli Main branch is located at DHIMANPURA SHAMLI KAIRANA RD SHAMLI SHAMLI PIN 247776, Shamli, Uttar Pradesh.
How do I add Indian Bank Shamli Main as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S647, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IDIB000S647 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Shamli Main reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shamli Main branch but serve different purposes.
Summary
The IFSC code IDIB000S647 belongs to Indian Bank's SHAMLI MAIN branch, located at DHIMANPURA SHAMLI KAIRANA RD SHAMLI SHAMLI PIN 247776 in SHAMLI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
