Below are the complete branch details for Indian Bank, SHAMLI branch, located in SHAMLI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000S016. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000S016 for Indian Bank – SHAMLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – SHAMLI is IDIB000S016. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00S016 map to this branch in SHAMLI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Shamli |
| IFSC Code | IDIB000S016 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DIAMOND COMPLEX MEERUTKARNAL ROAD SHAMLI SHAMLI PIN 247776 |
| City | Shamli |
| District | Shamli |
| State | Uttar Pradesh |
| STD Code | 1398 |
| Phone | 259000 |
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shamli branch in Shamli, Uttar Pradesh is part of this network and uses the IFSC code IDIB000S016 for all electronic settlement.
Shamli branch overview
Located at DIAMOND COMPLEX MEERUTKARNAL ROAD SHAMLI SHAMLI PIN 247776, the Shamli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S016 is required for all interbank electronic transfers routed through this branch.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHAMLI of Indian Bank — its own 11-character IFSC. The code IDIB000S016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S016 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000S016
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S016 across all three.
NEFT to Indian Bank, SHAMLI using IFSC IDIB000S016
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S016, and confirm that the system picks up Indian Bank – SHAMLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SHAMLI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SHAMLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S016 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SHAMLI, use IMPS. With IFSC IDIB000S016 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Shamli
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S016:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHAMLI is still linked to IFSC IDIB000S016.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000S016
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SHAMLI is still mapped to IFSC IDIB000S016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S016 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Shamli branch is mapped to IFSC IDIB000S016 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S016.
Banking services available
The Shamli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1398-259000.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000S016
MICR & cheque-truncation details
Cheques drawn on the Shamli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Shamli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SHAMLI:
- The IFSC is exactly IDIB000S016 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SHAMLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Shamli branch
The branch is located at DIAMOND COMPLEX MEERUTKARNAL ROAD SHAMLI SHAMLI PIN 247776, which puts it inside Shamli, the broader Shamli district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Shamli branch” — the verified location pin for IFSC IDIB000S016 should appear at the top of the results.
- Confirm the branch is open by calling 1398-259000 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S016 and your account number.
Verifying IFSC IDIB000S016 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S016 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1398-259000.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shamli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S016, however, work 24x7.
Branch address & contact
Indian BankShamli Branch
DIAMOND COMPLEX MEERUTKARNAL ROAD SHAMLI SHAMLI PIN 247776
Shamli, Uttar Pradesh
Phone: 1398-259000
IFSC: IDIB000S016
Frequently asked questions
What is the phone number of Indian Bank Shamli branch?
You can reach the branch at 1398-259000 during regular banking hours.
Can I use IFSC IDIB000S016 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S016 to send funds instantly.
Where is Indian Bank Shamli branch located?
Indian Bank's Shamli branch is located at DIAMOND COMPLEX MEERUTKARNAL ROAD SHAMLI SHAMLI PIN 247776, Shamli, Uttar Pradesh.
Does Indian Bank Shamli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1398-259000 to confirm.
Is IFSC IDIB000S016 valid for NEFT and RTGS?
Yes. IFSC IDIB000S016 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using IDIB000S016 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Shamli reflect within 30 minutes.
How do I add Indian Bank Shamli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S016, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S016 the same for all accounts at Shamli branch?
Yes. The IFSC IDIB000S016 is shared by every account held at Indian Bank's Shamli branch. Only the account number changes from customer to customer.
Final notes
To recap: IDIB000S016 is the IFSC code of Indian Bank, SHAMLI branch, in SHAMLI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
