Below are the complete branch details for Indian Bank, JALUABATHAL branch, located in SAYEDPUR, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is IDIB000J549. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IDIB000J549 for Indian Bank – JALUABATHAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's JALUABATHAL branch, the IFSC IDIB000J549 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00J549 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Jaluabathal branch in Sayedpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000J549.
About the Jaluabathal branch
The Jaluabathal branch of Indian Bank is situated at VILLAGE PO SAYEDPUR NEAR UKHTHIA MASJID PS KALIACHAK SAYEDPUR SAYEDPUR PIN 732206. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000J549 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Jaluabathal |
| IFSC Code | IDIB000J549 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE PO SAYEDPUR NEAR UKHTHIA MASJID PS KALIACHAK SAYEDPUR SAYEDPUR PIN 732206 |
| City | Sayedpur |
| District | Maldah |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9327446224 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JALUABATHAL of Indian Bank — its own 11-character IFSC. The code IDIB000J549 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000J549 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jaluabathal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000J549 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000J549
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000J549 across all three.
NEFT to Indian Bank, JALUABATHAL using IFSC IDIB000J549
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000J549, and confirm that the system picks up Indian Bank – JALUABATHAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000J549
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – JALUABATHAL, ensure your bank's portal accepts IFSC IDIB000J549 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank JALUABATHAL (IFSC IDIB000J549)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000J549 in your mobile or internet banking app, and the money is credited to the JALUABATHAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000J549 for Indian Bank – JALUABATHAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000J549 | Yes – IDIB000J549 | Yes – IDIB000J549 |
For most retail customers crediting the Jaluabathal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's JALUABATHAL branch, the IFSC IDIB000J549 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jaluabathal branch is mapped to IFSC IDIB000J549 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000J549.
Banking services available
The Jaluabathal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9327446224.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000J549
Online banking and IFSC IDIB000J549
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the JALUABATHAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000J549 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jaluabathal branch
The branch is located at VILLAGE PO SAYEDPUR NEAR UKHTHIA MASJID PS KALIACHAK SAYEDPUR SAYEDPUR PIN 732206, which puts it inside Sayedpur, the broader Maldah district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Jaluabathal branch” — the verified location pin for IFSC IDIB000J549 should appear at the top of the results.
- Confirm the branch is open by calling 91-9327446224 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000J549 and your account number.
Common mistakes to avoid when using IFSC IDIB000J549
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – JALUABATHAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000J549. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jaluabathal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000J549, however, work 24x7.
Verifying IFSC IDIB000J549 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000J549 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9327446224.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankJaluabathal Branch
VILLAGE PO SAYEDPUR NEAR UKHTHIA MASJID PS KALIACHAK SAYEDPUR SAYEDPUR PIN 732206
Sayedpur, West Bengal
Phone: 91-9327446224
IFSC: IDIB000J549
Frequently asked questions
How quickly will an NEFT transfer using IDIB000J549 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Jaluabathal reflect within 30 minutes.
Is IFSC IDIB000J549 the same for all accounts at Jaluabathal branch?
Yes. The IFSC IDIB000J549 is shared by every account held at Indian Bank's Jaluabathal branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000J549 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000J549 to send funds instantly.
Where is Indian Bank Jaluabathal branch located?
Indian Bank's Jaluabathal branch is located at VILLAGE PO SAYEDPUR NEAR UKHTHIA MASJID PS KALIACHAK SAYEDPUR SAYEDPUR PIN 732206, Sayedpur, West Bengal.
How do I add Indian Bank Jaluabathal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000J549, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jaluabathal branch but serve different purposes.
Summary
The IFSC code IDIB000J549 belongs to Indian Bank's JALUABATHAL branch, located at VILLAGE PO SAYEDPUR NEAR UKHTHIA MASJID PS KALIACHAK SAYEDPUR SAYEDPUR PIN… in SAYEDPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
