Use this page as a one-stop reference for everything related to Indian Bank's SARWAR branch in SARWAR, RAJASTHAN. The branch's IFSC code IDIB000S588 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Indian Bank – SARWAR is IDIB000S588. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00S588 map to this branch in SARWAR, RAJASTHAN.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Sarwar |
| IFSC Code | IDIB000S588 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1 NEAR HIGHER SECONDARY SCHOOL SARWAR SARWAR PIN 305403 |
| City | Sarwar |
| District | Ajmer |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9680416348 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Sarwar branch in Sarwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S588.
About this branch
The branch is located at 1 NEAR HIGHER SECONDARY SCHOOL SARWAR SARWAR PIN 305403. It serves the Sarwar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S588 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SARWAR branch came to be assigned the code IDIB000S588.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S588, money simply cannot be routed to the SARWAR branch electronically.
How to transfer money using IFSC IDIB000S588
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S588 across all three.
How to use IFSC IDIB000S588 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SARWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S588.
- Confirm the bank name auto-populates as Indian Bank and the branch as SARWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SARWAR
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SARWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S588 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SARWAR, use IMPS. With IFSC IDIB000S588 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Sarwar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S588:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SARWAR is still linked to IFSC IDIB000S588.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC IDIB000S588
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SARWAR is still mapped to IFSC IDIB000S588. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S588 and the beneficiary's account number to complete the transfer.
Account types you can open at the Sarwar branch
Once you have an account at Indian Bank – SARWAR, the IFSC IDIB000S588 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sarwar branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S588
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000S588 and the account number together uniquely identify the Sarwar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IDIB000S588
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SARWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S588 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SARWAR:
- The IFSC is exactly IDIB000S588 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SARWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Sarwar branch
The branch is located at 1 NEAR HIGHER SECONDARY SCHOOL SARWAR SARWAR PIN 305403, which puts it inside Sarwar, the broader Ajmer district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Sarwar branch” — the verified location pin for IFSC IDIB000S588 should appear at the top of the results.
- Confirm the branch is open by calling 91-9680416348 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S588 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000S588 for Indian Bank – SARWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sarwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S588, however, work 24x7.
Branch address & contact
Indian BankSarwar Branch
1 NEAR HIGHER SECONDARY SCHOOL SARWAR SARWAR PIN 305403
Sarwar, Rajasthan
Phone: 91-9680416348
IFSC: IDIB000S588
Frequently asked questions
What is the phone number of Indian Bank Sarwar branch?
You can reach the branch at 91-9680416348 during regular banking hours.
How quickly will an NEFT transfer using IDIB000S588 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Sarwar reflect within 30 minutes.
Can I use IFSC IDIB000S588 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S588 to send funds instantly.
Is IFSC IDIB000S588 the same for all accounts at Sarwar branch?
Yes. The IFSC IDIB000S588 is shared by every account held at Indian Bank's Sarwar branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Sarwar branch?
The IFSC code of Indian Bank, Sarwar branch is IDIB000S588. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Sarwar branch located?
Indian Bank's Sarwar branch is located at 1 NEAR HIGHER SECONDARY SCHOOL SARWAR SARWAR PIN 305403, Sarwar, Rajasthan.
Does Indian Bank Sarwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9680416348 to confirm.
Summary
The IFSC code IDIB000S588 belongs to Indian Bank's SARWAR branch, located at 1 NEAR HIGHER SECONDARY SCHOOL SARWAR SARWAR PIN 305403 in SARWAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
