IFSC Code of Indian Bank, S.G.P.G. Degree College Sarurpur Branch, Uttar Pradesh

If you are searching for the IFSC code of Indian Bank, S.G.P.G. DEGREE COLLEGE SARURPUR branch in SARURPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is IDIB000S587. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the S.G.P.G. DEGREE COLLEGE SARURPUR branch, and detailed step-by-step guides for using the IFSC IDIB000S587 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Indian Bank – S.G.P.G. DEGREE COLLEGE SARURPUR is IDIB000S587. The first four letters IDIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00S587 map to this branch in SARURPUR, UTTAR PRADESH.

Bank profile

Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The S.G.P.G. Degree College Sarurpur branch — IFSC IDIB000S587 — extends the bank's services to customers in and around Sarurpur, Uttar Pradesh.

S.G.P.G. Degree College Sarurpur branch overview

Located at SARURPUR BLOCK SARURPUR TEHSIL SARDHANA BINAULI ROAD SARURPUR SARURPUR PIN 250344, the S.G.P.G. Degree College Sarurpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IDIB000S587 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Indian Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including S.G.P.G. DEGREE COLLEGE SARURPUR of Indian Bank — its own 11-character IFSC. The code IDIB000S587 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S587 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the S.G.P.G. Degree College Sarurpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S587 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IDIB000S587

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S587 across all three.

NEFT to Indian Bank, S.G.P.G. DEGREE COLLEGE SARURPUR using IFSC IDIB000S587

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S587, and confirm that the system picks up Indian Bank – S.G.P.G. DEGREE COLLEGE SARURPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IDIB000S587

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – S.G.P.G. DEGREE COLLEGE SARURPUR, ensure your bank's portal accepts IFSC IDIB000S587 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Indian Bank – S.G.P.G. DEGREE COLLEGE SARURPUR, use IMPS. With IFSC IDIB000S587 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to S.G.P.G. Degree College Sarurpur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IDIB000S587:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at S.G.P.G. DEGREE COLLEGE SARURPUR is still linked to IFSC IDIB000S587.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's S.G.P.G. DEGREE COLLEGE SARURPUR branch, the IFSC IDIB000S587 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the S.G.P.G. Degree College Sarurpur branch is mapped to IFSC IDIB000S587 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IDIB000S587.

Products and services

Customers walking into the S.G.P.G. Degree College Sarurpur branch can access most of Indian Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IDIB000S587

Digital banking channels

Most day-to-day work that customers used to do at the S.G.P.G. Degree College Sarurpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S587 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The S.G.P.G. Degree College Sarurpur branch sits at SARURPUR BLOCK SARURPUR TEHSIL SARDHANA BINAULI ROAD SARURPUR SARURPUR PIN 250344. If you are travelling from outside Sarurpur, search for the branch on a maps application using the bank name and locality, or call 91-7572041160 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S587 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – S.G.P.G. DEGREE COLLEGE SARURPUR:

• The IFSC is exactly IDIB000S587 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Indian Bank as the bank name and S.G.P.G. DEGREE COLLEGE SARURPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at S.G.P.G. Degree College Sarurpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S587 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IDIB000S587 for Indian Bank – S.G.P.G. DEGREE COLLEGE SARURPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IDIB000S587 belongs to Indian Bank's S.G.P.G. DEGREE COLLEGE SARURPUR branch, located at SARURPUR BLOCK SARURPUR TEHSIL SARDHANA BINAULI ROAD SARURPUR SARURPUR PIN… in SARURPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.