If you are searching for the IFSC code of Indian Bank, SARANGARH branch in SARANGARH, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is IDIB000S352. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SARANGARH branch, and detailed step-by-step guides for using the IFSC IDIB000S352 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S352 is the IFSC of Indian Bank's SARANGARH branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S352 = branch identifier.
Bank profile
Indian Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sarangarh branch — IFSC IDIB000S352 — extends the bank's services to customers in and around Sarangarh, Chhattisgarh.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Sarangarh |
| IFSC Code | IDIB000S352 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR HOUSE NO4/85,SARANGARH,RAJGARH ROAD,SARANGARH-BILAIGARH,CHHATTISGARDH 496455 |
| City | Sarangarh |
| District | Sarangarh |
| State | Chhattisgarh |
| STD Code | 0 |
| Phone | 0 |
About this branch
The branch is located at NEAR HOUSE NO4/85,SARANGARH,RAJGARH ROAD,SARANGARH-BILAIGARH,CHHATTISGARDH 496455. It serves the Sarangarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S352 is used to identify this branch on the RBI payments network.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SARANGARH of Indian Bank — its own 11-character IFSC. The code IDIB000S352 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S352 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Sarangarh branch
Once you have an account at Indian Bank – SARANGARH, the IFSC IDIB000S352 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Sarangarh branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S352
How to transfer money using IFSC IDIB000S352
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S352 across all three.
NEFT to Indian Bank, SARANGARH using IFSC IDIB000S352
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S352, and confirm that the system picks up Indian Bank – SARANGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000S352
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – SARANGARH, ensure your bank's portal accepts IFSC IDIB000S352 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank SARANGARH (IFSC IDIB000S352)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S352 in your mobile or internet banking app, and the money is credited to the SARANGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S352 for Indian Bank – SARANGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S352 | Yes – IDIB000S352 | Yes – IDIB000S352 |
For most retail customers crediting the Sarangarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000S352
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – SARANGARH is still mapped to IFSC IDIB000S352. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000S352 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sarangarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S352 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Sarangarh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S352 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IDIB000S352
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Indian Bank – SARANGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IDIB000S352. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Sarangarh branch sits at NEAR HOUSE NO4/85,SARANGARH,RAJGARH ROAD,SARANGARH-BILAIGARH,CHHATTISGARDH 496455. If you are travelling from outside Sarangarh, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S352 and your account number.
Verifying IFSC IDIB000S352 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S352 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sarangarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IDIB000S352, however, work 24x7.
Branch address & contact
Indian BankSarangarh Branch
NEAR HOUSE NO4/85,SARANGARH,RAJGARH ROAD,SARANGARH-BILAIGARH,CHHATTISGARDH 496455
Sarangarh, Chhattisgarh
Phone: 0
IFSC: IDIB000S352
Frequently asked questions
Is IFSC IDIB000S352 the same for all accounts at Sarangarh branch?
Yes. The IFSC IDIB000S352 is shared by every account held at Indian Bank's Sarangarh branch. Only the account number changes from customer to customer.
What is the IFSC code of Indian Bank Sarangarh branch?
The IFSC code of Indian Bank, Sarangarh branch is IDIB000S352. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Indian Bank Sarangarh branch?
You can reach the branch at 0 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sarangarh branch but serve different purposes.
Where is Indian Bank Sarangarh branch located?
Indian Bank's Sarangarh branch is located at NEAR HOUSE NO4/85,SARANGARH,RAJGARH ROAD,SARANGARH-BILAIGARH,CHHATTISGARDH 496455, Sarangarh, Chhattisgarh.
Is IFSC IDIB000S352 valid for NEFT and RTGS?
Yes. IFSC IDIB000S352 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000S352 belongs to Indian Bank's SARANGARH branch, located at NEAR HOUSE NO4/85,SARANGARH,RAJGARH ROAD,SARANGARH-BILAIGARH,CHHATTISGARDH… in SARANGARH, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
