This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, SALT LAKE GD MARKET branch in SALT LAKE. The 11-digit IFSC IDIB000S549 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the SALT LAKE GD MARKET location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IDIB000S549 is the IFSC of Indian Bank's SALT LAKE GD MARKET branch. The format is fixed: IDIB = bank code, 0 = reserved, 00S549 = branch identifier.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Salt Lake Gd Market branch in Salt Lake. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000S549.
About the Salt Lake Gd Market branch
The Salt Lake Gd Market branch of Indian Bank is situated at GROUND FLOOR ALLAHABAD BANK BUILDING 377/378 GD BLOCK SECTOR III SALT LAKE KOLKATA SALT LAKE SALT LAKE PIN 700106. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000S549 is used.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Salt Lake Gd Market |
| IFSC Code | IDIB000S549 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR ALLAHABAD BANK BUILDING 377/378 GD BLOCK SECTOR III SALT LAKE KOLKATA SALT LAKE SALT LAKE PIN 700106 |
| City | Salt Lake |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9432416923 |
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SALT LAKE GD MARKET of Indian Bank — its own 11-character IFSC. The code IDIB000S549 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000S549 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Salt Lake Gd Market branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S549 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000S549
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S549 across all three.
NEFT to Indian Bank, SALT LAKE GD MARKET using IFSC IDIB000S549
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000S549, and confirm that the system picks up Indian Bank – SALT LAKE GD MARKET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SALT LAKE GD MARKET
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SALT LAKE GD MARKET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S549 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Indian Bank – SALT LAKE GD MARKET, use IMPS. With IFSC IDIB000S549 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S549 for Indian Bank – SALT LAKE GD MARKET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S549 | Yes – IDIB000S549 | Yes – IDIB000S549 |
For most retail customers crediting the Salt Lake Gd Market branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SALT LAKE GD MARKET branch, the IFSC IDIB000S549 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Salt Lake Gd Market branch
Once you have an account at Indian Bank – SALT LAKE GD MARKET, the IFSC IDIB000S549 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Salt Lake Gd Market branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S549
Online banking and IFSC IDIB000S549
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the SALT LAKE GD MARKET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000S549 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Salt Lake Gd Market branch sits at GROUND FLOOR ALLAHABAD BANK BUILDING 377/378 GD BLOCK SECTOR III SALT LAKE KOLKATA SALT LAKE SALT LAKE PIN 700106. If you are travelling from outside Salt Lake, search for the branch on a maps application using the bank name and locality, or call 91-9432416923 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000S549 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SALT LAKE GD MARKET:
- The IFSC is exactly IDIB000S549 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SALT LAKE GD MARKET as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Salt Lake Gd Market are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S549 continue to work without interruption.
Verifying IFSC IDIB000S549 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000S549 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9432416923.
- Visiting the bank's official branch locator page.
Branch address & contact
Indian BankSalt Lake Gd Market Branch
GROUND FLOOR ALLAHABAD BANK BUILDING 377/378 GD BLOCK SECTOR III SALT LAKE KOLKATA SALT LAKE SALT LAKE PIN 700106
Salt Lake, West Bengal
Phone: 91-9432416923
IFSC: IDIB000S549
Frequently asked questions
Is IFSC IDIB000S549 the same for all accounts at Salt Lake Gd Market branch?
Yes. The IFSC IDIB000S549 is shared by every account held at Indian Bank's Salt Lake Gd Market branch. Only the account number changes from customer to customer.
What is the phone number of Indian Bank Salt Lake Gd Market branch?
You can reach the branch at 91-9432416923 during regular banking hours.
How do I add Indian Bank Salt Lake Gd Market as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S549, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S549 valid for NEFT and RTGS?
Yes. IFSC IDIB000S549 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Indian Bank Salt Lake Gd Market branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9432416923 to confirm.
What is the IFSC code of Indian Bank Salt Lake Gd Market branch?
The IFSC code of Indian Bank, Salt Lake Gd Market branch is IDIB000S549. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Indian Bank Salt Lake Gd Market branch located?
Indian Bank's Salt Lake Gd Market branch is located at GROUND FLOOR ALLAHABAD BANK BUILDING 377/378 GD BLOCK SECTOR III SALT LAKE KOLKATA SALT LAKE SALT LAKE PIN 700106, Salt Lake, West Bengal.
How quickly will an NEFT transfer using IDIB000S549 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Salt Lake Gd Market reflect within 30 minutes.
Summary
The IFSC code IDIB000S549 belongs to Indian Bank's SALT LAKE GD MARKET branch, located at GROUND FLOOR ALLAHABAD BANK BUILDING 377/378 GD BLOCK SECTOR III SALT LAKE… in SALT LAKE, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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