This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, SALONAH branch in SALONAH. The 11-digit IFSC IDIB000S548 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the SALONAH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's SALONAH branch, the IFSC IDIB000S548 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00S548 identifies this particular branch.
About the bank
Indian Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Salonah branch in Salonah, Assam is part of this network and uses the IFSC code IDIB000S548 for all electronic settlement.
About this branch
The branch is located at POLICE OUT POST SALONAH TEA ESTATE PO SALONAH SALONAH SALONAH PIN 782139. It serves the Salonah region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Indian Bank. The IFSC IDIB000S548 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Salonah |
| IFSC Code | IDIB000S548 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POLICE OUT POST SALONAH TEA ESTATE PO SALONAH SALONAH SALONAH PIN 782139 |
| City | Salonah |
| District | Nagaon |
| State | Assam |
| STD Code | 91 |
| Phone | 9706123596 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's SALONAH branch came to be assigned the code IDIB000S548.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000S548, money simply cannot be routed to the SALONAH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Salonah branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IDIB000S548 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IDIB000S548
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000S548 across all three.
How to use IFSC IDIB000S548 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Indian Bank's SALONAH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IDIB000S548.
- Confirm the bank name auto-populates as Indian Bank and the branch as SALONAH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SALONAH
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's SALONAH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000S548 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank SALONAH (IFSC IDIB000S548)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000S548 in your mobile or internet banking app, and the money is credited to the SALONAH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000S548 for Indian Bank – SALONAH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000S548 | Yes – IDIB000S548 | Yes – IDIB000S548 |
For most retail customers crediting the Salonah branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's SALONAH branch, the IFSC IDIB000S548 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Salonah branch is mapped to IFSC IDIB000S548 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000S548.
Products and services
Customers walking into the Salonah branch can access most of Indian Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IDIB000S548
Digital banking channels
Most day-to-day work that customers used to do at the Salonah branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000S548 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Salonah branch
The branch is located at POLICE OUT POST SALONAH TEA ESTATE PO SALONAH SALONAH SALONAH PIN 782139, which puts it inside Salonah, the broader Nagaon district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Salonah branch” — the verified location pin for IFSC IDIB000S548 should appear at the top of the results.
- Confirm the branch is open by calling 91-9706123596 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000S548 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – SALONAH:
- The IFSC is exactly IDIB000S548 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and SALONAH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Salonah are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000S548 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IDIB000S548 for Indian Bank – SALONAH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Indian BankSalonah Branch
POLICE OUT POST SALONAH TEA ESTATE PO SALONAH SALONAH SALONAH PIN 782139
Salonah, Assam
Phone: 91-9706123596
IFSC: IDIB000S548
Frequently asked questions
Where is Indian Bank Salonah branch located?
Indian Bank's Salonah branch is located at POLICE OUT POST SALONAH TEA ESTATE PO SALONAH SALONAH SALONAH PIN 782139, Salonah, Assam.
How quickly will an NEFT transfer using IDIB000S548 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Salonah reflect within 30 minutes.
What is the phone number of Indian Bank Salonah branch?
You can reach the branch at 91-9706123596 during regular banking hours.
Can I use IFSC IDIB000S548 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000S548 to send funds instantly.
Is IFSC IDIB000S548 the same for all accounts at Salonah branch?
Yes. The IFSC IDIB000S548 is shared by every account held at Indian Bank's Salonah branch. Only the account number changes from customer to customer.
How do I add Indian Bank Salonah as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000S548, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IDIB000S548 valid for NEFT and RTGS?
Yes. IFSC IDIB000S548 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IDIB000S548 belongs to Indian Bank's SALONAH branch, located at POLICE OUT POST SALONAH TEA ESTATE PO SALONAH SALONAH SALONAH PIN 782139 in SALONAH, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
