Use this page as a one-stop reference for everything related to Indian Bank's VELLALAPATTI branch in SALEM, TAMIL NADU. The branch's IFSC code IDIB000V056 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's VELLALAPATTI branch, the IFSC IDIB000V056 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00V056 identifies this particular branch.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Vellalapatti |
| IFSC Code | IDIB000V056 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MKK BUILDING VELLALAPATTY POST KARUPPUR VIA VELLALAPATTY PIN 636012 |
| City | Salem |
| District | Salem |
| State | Tamil Nadu |
| STD Code | 4290 |
| Phone | 265380 |
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Vellalapatti branch in Salem. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000V056.
About the Vellalapatti branch
The Vellalapatti branch of Indian Bank is situated at MKK BUILDING VELLALAPATTY POST KARUPPUR VIA VELLALAPATTY PIN 636012. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000V056 is used.
Why every Indian Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VELLALAPATTI of Indian Bank — its own 11-character IFSC. The code IDIB000V056 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IDIB000V056 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IDIB000V056
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000V056 across all three.
NEFT to Indian Bank, VELLALAPATTI using IFSC IDIB000V056
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000V056, and confirm that the system picks up Indian Bank – VELLALAPATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IDIB000V056
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Indian Bank – VELLALAPATTI, ensure your bank's portal accepts IFSC IDIB000V056 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Indian Bank VELLALAPATTI (IFSC IDIB000V056)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000V056 in your mobile or internet banking app, and the money is credited to the VELLALAPATTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000V056 for Indian Bank – VELLALAPATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000V056 | Yes – IDIB000V056 | Yes – IDIB000V056 |
For most retail customers crediting the Vellalapatti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Indian Bank's VELLALAPATTI branch, the IFSC IDIB000V056 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Vellalapatti branch is mapped to IFSC IDIB000V056 on the RBI payments network. The branch generally supports the full retail product catalogue of Indian Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IDIB000V056.
Banking services available
The Vellalapatti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4290-265380.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000V056
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000V056 and the account number together uniquely identify the Vellalapatti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Vellalapatti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IDIB000V056 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – VELLALAPATTI:
- The IFSC is exactly IDIB000V056 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and VELLALAPATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vellalapatti branch
The branch is located at MKK BUILDING VELLALAPATTY POST KARUPPUR VIA VELLALAPATTY PIN 636012, which puts it inside Salem, the broader Salem district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Indian Bank Vellalapatti branch” — the verified location pin for IFSC IDIB000V056 should appear at the top of the results.
- Confirm the branch is open by calling 4290-265380 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IDIB000V056 and your account number.
Verifying IFSC IDIB000V056 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000V056 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4290-265380.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vellalapatti are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000V056 continue to work without interruption.
Branch address & contact
Indian BankVellalapatti Branch
MKK BUILDING VELLALAPATTY POST KARUPPUR VIA VELLALAPATTY PIN 636012
Salem, Tamil Nadu
Phone: 4290-265380
IFSC: IDIB000V056
Frequently asked questions
Where is Indian Bank Vellalapatti branch located?
Indian Bank's Vellalapatti branch is located at MKK BUILDING VELLALAPATTY POST KARUPPUR VIA VELLALAPATTY PIN 636012, Salem, Tamil Nadu.
Does Indian Bank Vellalapatti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4290-265380 to confirm.
Is IFSC IDIB000V056 the same for all accounts at Vellalapatti branch?
Yes. The IFSC IDIB000V056 is shared by every account held at Indian Bank's Vellalapatti branch. Only the account number changes from customer to customer.
Can I use IFSC IDIB000V056 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IDIB000V056 to send funds instantly.
What is the IFSC code of Indian Bank Vellalapatti branch?
The IFSC code of Indian Bank, Vellalapatti branch is IDIB000V056. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Indian Bank Vellalapatti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000V056, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vellalapatti branch but serve different purposes.
Is IFSC IDIB000V056 valid for NEFT and RTGS?
Yes. IFSC IDIB000V056 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IDIB000V056 is the IFSC code of Indian Bank, VELLALAPATTI branch, in SALEM, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
