This page lists the IFSC code, branch address, contact number and fund-transfer information for Indian Bank, RUDAULI branch in RUDAULI. The 11-digit IFSC IDIB000R664 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Indian Bank at the RUDAULI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Indian Bank's RUDAULI branch, the IFSC IDIB000R664 breaks down as follows: IDIB identifies the bank, 0 is the reserved character, and 00R664 identifies this particular branch.
About Indian Bank
Indian Bank operates a wide network of branches across India, including the Rudauli branch in Rudauli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IDIB000R664.
Branch details at a glance
| Bank Name | Indian Bank |
|---|---|
| Branch | Rudauli |
| IFSC Code | IDIB000R664 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MOHALLA PURE KAZI NEAR RUDAULI NEAR HINDU INTER COLLEGE RUDAULI FAIZABAD PIN 224120 |
| City | Rudauli |
| District | Ayodhya |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9031309802 |
About the Rudauli branch
The Rudauli branch of Indian Bank is situated at MOHALLA PURE KAZI NEAR RUDAULI NEAR HINDU INTER COLLEGE RUDAULI FAIZABAD PIN 224120. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IDIB000R664 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Indian Bank's RUDAULI branch came to be assigned the code IDIB000R664.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IDIB000R664, money simply cannot be routed to the RUDAULI branch electronically.
Account types you can open at the Rudauli branch
Once you have an account at Indian Bank – RUDAULI, the IFSC IDIB000R664 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rudauli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9031309802.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IDIB000R664
How to transfer money using IFSC IDIB000R664
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IDIB000R664 across all three.
NEFT to Indian Bank, RUDAULI using IFSC IDIB000R664
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IDIB000R664, and confirm that the system picks up Indian Bank – RUDAULI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RUDAULI
If you need to transfer ₹2 lakh or more in one go to an account at Indian Bank's RUDAULI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IDIB000R664 while initiating the transfer and the credit will appear within minutes.
IMPS to Indian Bank RUDAULI (IFSC IDIB000R664)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IDIB000R664 in your mobile or internet banking app, and the money is credited to the RUDAULI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IDIB000R664 for Indian Bank – RUDAULI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IDIB000R664 | Yes – IDIB000R664 | Yes – IDIB000R664 |
For most retail customers crediting the Rudauli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IDIB000R664
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Indian Bank – RUDAULI is still mapped to IFSC IDIB000R664. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IDIB000R664 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IDIB000R664
Indian Bank customers can register for net banking and the bank's official mobile app once their account at the RUDAULI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IDIB000R664 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Indian Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IDIB000R664 and the account number together uniquely identify the Rudauli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Indian Bank – RUDAULI:
- The IFSC is exactly IDIB000R664 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Indian Bank as the bank name and RUDAULI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rudauli branch sits at MOHALLA PURE KAZI NEAR RUDAULI NEAR HINDU INTER COLLEGE RUDAULI FAIZABAD PIN 224120. If you are travelling from outside Rudauli, search for the branch on a maps application using the bank name and locality, or call 91-9031309802 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IDIB000R664 and your account number.
Verifying IFSC IDIB000R664 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IDIB000R664 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9031309802.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rudauli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IDIB000R664 continue to work without interruption.
Branch address & contact
Indian BankRudauli Branch
MOHALLA PURE KAZI NEAR RUDAULI NEAR HINDU INTER COLLEGE RUDAULI FAIZABAD PIN 224120
Rudauli, Uttar Pradesh
Phone: 91-9031309802
IFSC: IDIB000R664
Frequently asked questions
Where is Indian Bank Rudauli branch located?
Indian Bank's Rudauli branch is located at MOHALLA PURE KAZI NEAR RUDAULI NEAR HINDU INTER COLLEGE RUDAULI FAIZABAD PIN 224120, Rudauli, Uttar Pradesh.
How do I add Indian Bank Rudauli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IDIB000R664, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Indian Bank Rudauli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9031309802 to confirm.
What is the IFSC code of Indian Bank Rudauli branch?
The IFSC code of Indian Bank, Rudauli branch is IDIB000R664. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IDIB000R664 the same for all accounts at Rudauli branch?
Yes. The IFSC IDIB000R664 is shared by every account held at Indian Bank's Rudauli branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rudauli branch but serve different purposes.
How quickly will an NEFT transfer using IDIB000R664 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Indian Bank – Rudauli reflect within 30 minutes.
Final notes
To recap: IDIB000R664 is the IFSC code of Indian Bank, RUDAULI branch, in RUDAULI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
